in Auto Loans
Strongly not recommended
Would you recommend Peak Acceptance to your friends?
Thanks for your vote!
You voted: May or may not recommend
Where does Peak Acceptance do business?
Peak Acceptance is based in Dallas, TX. It was founded in 2008 and offers auto loans in 1 state across the USA.
How much can you borrow via Peak Acceptance?
Peak Acceptance auto loan amounts start at $5,000 and go up to $50,000.
What APR does Peak Acceptance offer on its auto loans?
Peak Acceptance has a variable APR starting at 3%.
Does Peak Acceptance charge an origination fee?
Yes, Peak Acceptance may charge a loan origination fee.
Does Peak Acceptance charge a late fee?
Yes, Peak Acceptance charges borrowers with a late payment penatly fee
Does Peak Acceptance charge prepayment fees?
Yes, Peak Acceptance does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
What do you need to qualify for a loan with Peak Acceptance?
Applicants with a credit score of at least 300 can apply for a loan via Peak Acceptance. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Proof of citizenship or residence permit
- Recent pay stubs
What is the estimated funding time for an auto loan via Peak Acceptance?
Peak Acceptance will typically approve (or deny) an auto loan application within 72 hours and fund the loan within 7 business days of approval.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
- U.S. Permanent Resident
- Employed Full-Time
- Employed Part-Time
- Active Duty Military
- Recent Pay Stubs
- Driver License (or other photo ID)
- Proof of citizenship/residence (Green Card)