Where does Peak Acceptance do business?

Peak Acceptance is based in Dallas, TX. It was founded in 2008 and offers auto loans in 1 state across the USA.

What APR does Peak Acceptance offer on its auto loans?

Peak Acceptance offers auto loans with APRs starting at 3%. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools

Does Peak Acceptance charge an origination fee?

Yes, Peak Acceptance may charge a loan origination fee.

Does Peak Acceptance charge a late fee?

Yes, Peak Acceptance charges borrowers with a late payment penatly fee

Does Peak Acceptance charge prepayment fees?

Yes, Peak Acceptance does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with Peak Acceptance?

Peak Acceptance requires borrowers to have a credit score of at least 300 to apply.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via Peak Acceptance?

Peak Acceptance will typically approve (or deny) an auto loan application within 72 hours and fund the loan within 7 business days of approval.

  • Institution Type
    Other Institution
  • Credit Score Range
    300 - 700
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
  • Immigration Status Considered
    U.S. Permanent Resident
  • Joint Loan Applications Accepted
  • Military Status
    • Active Duty Military
    • Non-Military
  • Minimum Age
  • Verification Documents Required?
    • Recent Pay Stubs
    • Driver License (or other photo ID)
    • Proof of citizenship/residence
  • Approval Speed (Hours)
  • Funding Time Range (in days)
    1 - 7
  • Joint Loans Available
  • Payment Options
    • Automatic Payments
    • Check by mail
  • Loan Amount
    $5000 - $50000
  • APR
    Starting at 3%
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