Peak Acceptance

Peak Acceptance

in Auto Loans from Peak Acceptance


Peak Acceptance


in Auto Loans from Peak Acceptance

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Strongly not recommended

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Community Rating Strongly not recommended
Loan Amount $5,000 - $50,000
APR (Fixed APR) Up to 10%
Credit Score Range 300 - 700
Loan Term (Months) 12 - 60

Peak Acceptance Review

Peak Acceptance is an auto purchase finance offering by Peak Acceptance, based in Dallas, TX. Founded in 2008, Peak Acceptance offers auto loans in 1 state across the USA.

How much can you borrow via Peak Acceptance?

Peak Acceptance auto loan amounts start at $5,000 and go up to $50,000.

What APR does Peak Acceptance offer on its auto loans?

Peak Acceptance offers a fixed APR auto loan product up to 10% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with Peak Acceptance?

Peak Acceptance has auto loans with terms ranging from 12 to 60 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Does Peak Acceptance charge an origination fee?

Yes, Peak Acceptance may charge a loan origination fee.

Does Peak Acceptance charge a late fee?

Yes, Peak Acceptance charges borrowers with a late payment penatly fee

Does Peak Acceptance charge prepayment fees?

Yes, Peak Acceptance does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with Peak Acceptance?

Applicants with a credit score of at least 300 can apply for a loan via Peak Acceptance. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via Peak Acceptance?

Peak Acceptance will typically approve (or deny) an auto loan application within 72 hours and fund the loan within 7 business days of approval.

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About Peak Acceptance


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  Available in 1 state
Availabile in all of Texas

Feature Breakdown

Minimum Age 18
Credit Score Range 300 - 700
Immigration Status Considered
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Non-Military
Joint Loan Applications Accepted
  • Cosigner
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $5K - $50K
Loan Term (Months) 12 - 60
APR (Fixed APR) Up to 10%

Peak Acceptance Community Reviews


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