Peak Acceptance

in Auto Loans

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Peak Acceptance


in Auto Loans

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Where does Peak Acceptance do business?

Peak Acceptance is based in Dallas, TX. It was founded in 2008 and offers auto loans in 1 state across the USA.

How much can you borrow via Peak Acceptance?

Peak Acceptance auto loan amounts start at $5,000 and go up to $50,000.

What APR does Peak Acceptance offer on its auto loans?

Peak Acceptance has a variable APR starting at 3%.

Does Peak Acceptance charge an origination fee?

Yes, Peak Acceptance may charge a loan origination fee.

Does Peak Acceptance charge a late fee?

Yes, Peak Acceptance charges borrowers with a late payment penatly fee

Does Peak Acceptance charge prepayment fees?

Yes, Peak Acceptance does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with Peak Acceptance?

Applicants with a credit score of at least 300 can apply for a loan via Peak Acceptance. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via Peak Acceptance?

Peak Acceptance will typically approve (or deny) an auto loan application within 72 hours and fund the loan within 7 business days of approval.


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Available in 1 state
Availabile in all of Texas

Feature Breakdown

Minimum Age
Credit Score Range
300 - 700
850 300 700
Immigration Status Considered
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Non-Military
Joint Loan Applications Accepted
  • Co-signer
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount
$5 - $50
$12 $100+
Starting at


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