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PNC Bank

in Auto Loans

Unaffiliated Visit Site

PNC Bank

Unaffiliated

in Auto Loans

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Overview

Where does PNC Bank do business?

PNC Bank is based in Pittsburgh, PA. It was founded in 1845 and offers auto loans in 18 states (and Washington, DC).

What APR does PNC Bank offer on its auto loans?

PNC Bank offers auto loans with APRs starting at 2.29%. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with PNC Bank?

PNC Bank has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does PNC Bank charge an origination fee?

Yes, PNC Bank may charge a loan origination fee.

Does PNC Bank charge a late fee?

Yes, PNC Bank charges borrowers with a late payment penatly fee

Does PNC Bank charge prepayment fees?

Yes, PNC Bank does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with PNC Bank?

Applicants with a credit score of at least 630 can apply for a loan via PNC Bank. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via PNC Bank?

PNC Bank will typically approve (or deny) an auto loan application within 1 hour and fund the loan within 3 business days of approval.

 

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Availability

Available in 18 States and Washington, DC
  • Alabama
  • California
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Kentucky
  • Maryland
  • Michigan
  • New Jersey
  • New York
  • North Carolina
  • Ohio
  • South Carolina
  • Virginia
  • West Virginia
  • Wisconsin

Feature Breakdown

Minimum Age
18
Supported Income Types
  • 1099 Misc. Income
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Maximum Vehicle Age
8
Joint Loan Applications Accepted
  • Co-signer
Credit Score Range
630 - 850
850 300 630
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Verification Documents Required?
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Funding Time Range (in days)
1 - 3
0 14
Approval Speed (Hours)
1
Joint Loans Available
Payment Options
  • Automatic Payments
  • Check by mail
Loan Term (Months)
Up to
72
Loan Amount
$5K - $100K
$500 $100K+
APR
Starting at
2.29%

Reviews

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