PNC Bank is a bank based in Pittsburgh, PA. It was founded in 1845 and offers auto loans in 18 states (and Washington, DC).
PNC Bank offers auto loans with APRs starting at 2.29%. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.
PNC Bank has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Yes, PNC Bank may charge a loan origination fee.
Yes, PNC Bank charges borrowers with a late payment penatly fee
Yes, PNC Bank does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Applicants with a credit score of at least 630 can apply for a loan via PNC Bank. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
To qualify, applicants may need to provide the following documentation:
PNC Bank will typically approve (or deny) an auto loan application within 1 hour and fund the loan within 3 business days of approval.