Where does Prime Capital Auto Lease do business?

Prime Capital Auto Lease is based in Lubbock, TX. It was founded in 2003 and offers auto loans in 1 state across the USA.

What APR does Prime Capital Auto Lease offer on its auto loans?

Prime Capital Auto Lease offers auto loans with APRs starting at 3%. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with Prime Capital Auto Lease?

Prime Capital Auto Lease has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Prime Capital Auto Lease charge an origination fee?

Yes, Prime Capital Auto Lease may charge a loan origination fee.

Does Prime Capital Auto Lease charge a late fee?

Yes, Prime Capital Auto Lease charges borrowers with a late payment penatly fee

Does Prime Capital Auto Lease charge prepayment fees?

Yes, Prime Capital Auto Lease does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with Prime Capital Auto Lease?

Applicants with a credit score of at least 650 can apply for a loan via Prime Capital Auto Lease. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via Prime Capital Auto Lease?

Prime Capital Auto Lease will typically approve (or deny) an auto loan application within 48 hours and fund the loan within 7 business days of approval.

  • Institution Type
    Other Institution
  • Credit Score Range
    650 - 850
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
  • Immigration Status Considered
    U.S. Permanent Resident
  • Joint Loan Applications Accepted
  • Military Status
    • Active Duty Military
    • Non-Military
  • Minimum Age
  • Verification Documents Required?
    • Recent Pay Stubs
    • Driver License (or other photo ID)
    • Proof of citizenship/residence
  • Approval Speed (Hours)
  • Funding Time Range (in days)
    1 - 7
  • Joint Loans Available
  • Payment Options
    • Automatic Payments
    • Check by mail
  • Loan Amount
    $10000 - $75000
  • Loan Term (Months)
    Up to 72
  • APR
    Starting at 3%
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