Where does Regional Finance do business?

Regional Finance is based in Greenville, SC. It was founded in 1986 and offers auto loans in 9 states across the USA.

What APR does Regional Finance offer on its auto loans?

Regional Finance offers auto loans with APRs starting at 5% and up to 90%. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with Regional Finance?

Regional Finance has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Regional Finance charge an origination fee?

Yes, Regional Finance may charge a loan origination fee.

Does Regional Finance charge a late fee?

Yes, Regional Finance charges borrowers with a late payment penatly fee

Does Regional Finance charge prepayment fees?

No, Regional Finance will not charge you a fee for paying your loan early. Whenever possible choose lenders like Regional Finance that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with Regional Finance?

Applicants with a credit score of at least 300 can apply for a loan via Regional Finance. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs
  • Proof of income

What is the estimated funding time for an auto loan via Regional Finance?

Regional Finance will typically approve (or deny) an auto loan application within 24 hours and fund the loan within 7 business days of approval.

  • Institution Type
    Other Institution
  • Credit Score Range
    300 - 750
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
  • Immigration Status Considered
    U.S. Permanent Resident
  • Joint Loan Applications Accepted
  • Military Status
    • Active Duty Military
    • Non-Military
  • Minimum Age
  • Verification Documents Required?
    • Proof of Income
    • Recent Pay Stubs
    • Driver License (or other photo ID)
    • Proof of citizenship/residence
  • No Prepayment Fee
  • Approval Speed (Hours)
  • Funding Time Range (in days)
    1 - 7
  • Joint Loans Available
  • Payment Options
    • Check by mail
    • Storefront
  • Loan Amount
    $2500 - $27000
  • Loan Term (Months)
    Up to 72
  • APR
    5% - 90%
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