Where does Regional Finance do business?

Regional Finance is based in Greenville, SC. It was founded in 1986 and offers auto loans in 8 states across the USA.

What APR does Regional Finance offer on its auto loans?

Regional Finance offers auto loans with APRs starting at 5% and up to 90%. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools

What is the maximum loan term for a Regional Finance auto loan?

Regional Finance offers auto loans with terms of up to 72 months. Lenders that offer longer terms can offer larger loan amounts and lower monthly payments. However, remember that the longer the term of your loan, the more interest you will pay. 

Does Regional Finance charge an origination fee?

Yes, Regional Finance charges a loan origination fee .

Does Regional Finance charge a late fee?

Yes, Regional Finance charges borrowers with a late payment penatly fee.

Does Regional Finance charge prepayment penalties?

No, Regional Finance will not charge you a penalty fee for paying your loan early. Whenever possible choose lenders like Regional Finance that don't charge a prepayment penalty fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What is Regional Finance’s eligibility criteria?

Regional Finance requires borrowers to have a credit score of at least 300 to apply.

To qualify, applicants must provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs
  • Recent bank statements

What is the estimated funding time for an auto loan via Regional Finance?

Regional Finance will typically approve (or deny) a loan application within 24 hours and fund auto loans within 1 and 7 days of approval

  • Loan Amount
    $2500 - $27000
  • Payment Options
    • Check by mail
    • Storefront
  • APR
    5% - 90%
  • Max Loan Term (Months)
  • Credit Score Range
    300 - 750
  • Immigration Status Considered
    U.S. Permanent Resident
  • Joint Loan Applications Accepted
  • Military Status
    • Active Duty Military
    • Non-Military
  • Minimum Age
  • Supported Income Types
  • Verification Documents Required?
    • Recent bank statements
    • Recent pay stubs
    • Driver license (or other photo ID)
    • Proof of citizenship/residence
  • No Prepayment Fee
  • Institution Type
  • Approval Speed (Hours)
  • Deferred Payments
  • Funding Time Range (in days)
    1 - 7
  • Joint Loans Available
  • Credit Bureau Reporting
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