Where does Regional Finance do business?

Regional Finance is based in Greenville, SC. It was founded in 1986 and offers auto loans in 9 states across the USA.

What APR does Regional Finance offer on its auto loans?

Regional Finance offers auto loans with APRs starting at 5% and up to 90%.Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools

Does Regional Finance charge an origination fee?

Yes, Regional Finance charges a loan origination fee.

Does Regional Finance charge a late fee?

Yes, Regional Finance charges borrowers with a late payment penatly fee

Does Regional Finance charge prepayment fees?

No, Regional Finance will not charge you a fee for paying your loan early. Whenever possible choose lenders like Regional Finance that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with Regional Finance?

Regional Finance requires borrowers to have a credit score of at least 300 to apply.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs
  • Proof of income

What is the estimated funding time for an auto loan via Regional Finance?

Regional Finance will typically approve (or deny) an auto loan application within 24 hours and fund the loan within 7 business days of approval.

  • Max Loan Term (Months)
  • Institution Type
  • Credit Score Range
    300 - 750
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
  • Immigration Status Considered
    U.S. Permanent Resident
  • Joint Loan Applications Accepted
  • Military Status
    • Active Duty Military
    • Non-Military
  • Minimum Age
  • Verification Documents Required?
    • Proof of Income
    • Recent Pay Stubs
    • Driver License (or other photo ID)
    • Proof of citizenship/residence
  • No Prepayment Fee
  • Approval Speed (Hours)
  • Funding Time Range (in days)
    1 - 7
  • Joint Loans Available
  • Payment Options
    • Check by mail
    • Storefront
  • Loan Amount
    $2500 - $27000
  • APR
    5% - 90%
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