Reliable Credit

in Auto Loans

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Reliable Credit


in Auto Loans

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Where does Reliable Credit do business?

Reliable Credit is based in Milwaukie, OR. It was founded in 1958 and offers auto loans in 4 states across the USA.

How much can you borrow via Reliable Credit?

Reliable Credit auto loan amounts start at $1,000 and go up to $50,000.

What APR does Reliable Credit offer on its auto loans?

Reliable Credit offers a auto loan product that ranges from 5% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with Reliable Credit?

Reliable Credit has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Reliable Credit charge an origination fee?

Yes, Reliable Credit may charge a loan origination fee.

Does Reliable Credit charge a late fee?

Yes, Reliable Credit charges borrowers with a late payment penatly fee

Does Reliable Credit charge prepayment fees?

No, Reliable Credit will not charge you a fee for paying your loan early. Whenever possible choose lenders like Reliable Credit that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with Reliable Credit?

Applicants with a credit score of at least 500 can apply for a loan via Reliable Credit. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via Reliable Credit?

Reliable Credit will typically approve (or deny) an auto loan application within 48 hours and fund the loan within 7 business days of approval.


RELIABLE CREDIT Disclosure: "Rates and fees vary based on applicant creditworthiness, loan structure, and applicable laws."
SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


  • Headquarters
  •   10690 SE McLoughlin Blvd
    Milwaukie, OR 97222 USA
  •   Visit Site


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 4 states
  • Arizona
  • Idaho
  • Oregon
  • Washington

Feature Breakdown

No Prepayment Fee  
Application Fee $0
Minimum Age 18
Credit Score Range 500 - 800
850 300 500
Immigration Status Considered
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Non-Military
Joint Loan Applications Accepted
  • Co-signer
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $1K - $50K
Loan Term (Months) Up to 72
APR Starting at 5%

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