Where does Reliable Credit do business?
Reliable Credit is based in Milwaukie, OR. It was founded in 1958 and offers auto loans in 4 states across the USA.
What APR does Reliable Credit offer on its auto loans?
Reliable Credit offers auto loans with APRs starting at 5%. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.
What is the maximum loan term you can get with Reliable Credit?
Reliable Credit has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Does Reliable Credit charge an origination fee?
Yes, Reliable Credit may charge a loan origination fee.
Does Reliable Credit charge a late fee?
Yes, Reliable Credit charges borrowers with a late payment penatly fee
Does Reliable Credit charge prepayment fees?
No, Reliable Credit will not charge you a fee for paying your loan early. Whenever possible choose lenders like Reliable Credit that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.
What do you need to qualify for a loan with Reliable Credit?
Applicants with a credit score of at least 500 can apply for a loan via Reliable Credit. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Proof of citizenship or residence permit
- Recent pay stubs
What is the estimated funding time for an auto loan via Reliable Credit?
Reliable Credit will typically approve (or deny) an auto loan application within 48 hours and fund the loan within 7 business days of approval.
"Rates and fees vary based on applicant creditworthiness, loan structure, and applicable laws."
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10690 SE McLoughlin Blvd
Milwaukie, OR 97222 USA
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Other Services by Reliable Credit
- Active Duty Military
- Employed Full-Time
- Employed Part-Time
- U.S. Permanent Resident
- Recent Pay Stubs
- Driver License (or other photo ID)
- Proof of citizenship/residence (Green Card)