Where does Reliable Credit do business?
Reliable Credit is based in Milwaukie, OR. It was founded in 1958 and offers auto loans in 4 states across the USA.
How much can you borrow via Reliable Credit?
Reliable Credit auto loan amounts start at $1,000 and go up to $50,000.
What APR does Reliable Credit offer on its auto loans?
Reliable Credit has a variable APR starting at 5%.
What is the maximum loan term you can get with Reliable Credit?
Reliable Credit has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Does Reliable Credit charge an origination fee?
Yes, Reliable Credit may charge a loan origination fee.
Does Reliable Credit charge a late fee?
Yes, Reliable Credit charges borrowers with a late payment penatly fee
Does Reliable Credit charge prepayment fees?
No, Reliable Credit will not charge you a fee for paying your loan early. Whenever possible choose lenders like Reliable Credit that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.
What do you need to qualify for a loan with Reliable Credit?
Applicants with a credit score of at least 500 can apply for a loan via Reliable Credit. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Proof of citizenship or residence permit
- Recent pay stubs
What is the estimated funding time for an auto loan via Reliable Credit?
Reliable Credit will typically approve (or deny) an auto loan application within 48 hours and fund the loan within 7 business days of approval.
RELIABLE CREDIT Disclosure: "Rates and fees vary based on applicant creditworthiness, loan structure, and applicable laws."
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10690 SE McLoughlin Blvd
Milwaukie, OR 97222 USA
- Visit Site
- U.S. Permanent Resident
- Employed Full-Time
- Employed Part-Time
- Active Duty Military
- Recent Pay Stubs
- Driver License (or other photo ID)
- Proof of citizenship/residence (Green Card)