Features

  • Loan Amount
    $6000 - $70000
  • Min APR
    1.99%
  • Max Loan Term (Months)
    72
  • Lease Purchase
  • New Loan
  • Refinance
  • Institution Type
    Direct Lender
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Reviews

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0 votes

I received approval for $ 35K for a new car. When I went to a dealer, I was sure that I leave on new car. But when I picked the car and has already agreed with the dealer that I have a bank that has approved me $ 35K. They said they can not approve my loan. I felt disgraced. Awful. As a result, I received a new approval from the other bank, and a smaller percentage. Save your money and do not believe everything they tell you write and ... speak... More Less


0 votes

Road loans is super easy to use if you already know a dealer who takes them. I have a horrible credit score so I really didn't have a choice in choosing my lender, but luckily a dealer close to me takes them. I got a really nice car with an okay APR, so I'm happy with my choice.


0 votes

I gave RoadLoans an honest chance before deciding that they just were not worth my time and effort. First off, it took me FOREVER to find a dealership that would take my loan. Then, I got such a high interest rate even though my credit score is okay. I can't believe this place. Don't even try.


0 votes

The thing with Road Loans is that you have to use specific dealerships in order to get a car. If you take the time to see which ones work best with RL, you'll have no issue. The dealership I used welcomed my loan and I drove off with a new car that day. I couldn't be happier! I'd recommend Road Loans.


0 votes

I have really bad credit but I still got a big car loan from RoadLoans! I couldn't be happier. It was so quick to apply, and getting approved was even quicker. I'm so happy with my car, and I don't mind paying a higher APR due to my credit. At least I got a loan. That's what I'm happy about.


0 votes

Road Loans is an excellent company if you have nowhere else to go. With crappy credit, I have used them two different times over the years. They have always approved me without any hesitation. I can't complain about the higher than average interest rates, because without them, I wouldn't have a car.


0 votes

I highly recommend using RoadLoans! I have bad credit and they were great at getting me a rate under 8%. I've had better credit in the past and have gotten higher rates! I even checked various other lenders to see if there was a better rate out there. Nope, RoadLoans was the best!


0 votes

When you get a loan from RoadLoans.com, it is best to go straight to Carmax to get a vehicle. First, I went to another dealership, who did not want to take my RoadLoans money. Carmax had absolutely no issue. Both of them together make the best possible car buying experience!


0 votes

Road loans really is not worth the troubles they will cause you. I literally could not find a dealer in my area that would use my loan from them. I was sick of traveling all over so I ended up going with another company who gave me a similar rate. Unless you know the dealer will take them, don't even bother.


0 votes

I honestly don't know HOW Road Loans gave me an auto loan with my credit, but hey, who's complaining? I actually applied while crossing my fingers. Just false hopes, I guess. WRONG! I was actually approved and after going to CarMax, I got a car! Much to my surprise, but I am not complaining!


0 votes

I cannot recommend Road Loans more! I was so hesitant to even apply- my credit is in the dumps. I got a car that's a few years old, but am happy nevertheless. I have already sent a couple friends to them who have bad credit as well, and they are also happy Road Loans customers.


0 votes

I have had such mixed experiences with RoadLoans. I've also had two friends use them, and they're experiences were very different. One thing I can say is that if you have bad credit, you're going to have an insane interest rate. There is no leeway with this company. Good credit means a good rate!


0 votes

RoadLoans is the worst company. They made me believe I could get a car of my choosing, but that was a complete lie. They limited my car choices and ended up raising my interest rate and even my down payment. It made me unable to get a car. I declined the loan and went elsewhere. Scam artists.


0 votes

What! They tried to give me an interest rate of almost 20% when another company offered me 5%. What a ripoff! Be smart and don't just get the first loan you're offered. If you have decent credit, like I do, you should NOT be paying that much! Watch out and beware!


0 votes

I tried my bank for a car loan and was denied, so when RoadLoans accepted me, it was a relief. I didn't have a problem finding a dealer, just go to Carmax first. My credit wasn't fantastic, but they let me put down a little down payment. Good experience, good process.


0 votes

I have never been a RoadLoans customer, but I have worked at dealerships where people used them to get a car. All I can say is, they are horrible. They charge the highest fees to the dealerships, which is why it is hard to find a compatible dealership if you use them. My advice would be to find another company that offers lower rates, for both the customer and the dealership.


0 votes

I thought RoadLoans took wayyyy too long to fund my car loan. I got approved quickly, but it took about 2 weeks for the dealerships to get the money. I had to wait all that time for my car. It would have been more convenient if it was a quicker process. Speed it up, and it'll be all good.


0 votes

At first I was stoked that I got such a huge amount from RoadLoans for my new car. Then, I saw the interest rate.. I refinanced first chance I got. RoadLoans is really easy, but you'll be paying for it in the end. I'm happy I got the car I wanted, but next time, I'll shop around a bit more for a better rate.


0 votes

I ended up requesting a larger loan from Roadloans.com and surprisingly, they gave it to me. With this, I got the car I had my eye on. It was a shock they gave me more than I was approved for, but I'm happy. The payments are more, but I got the car I wanted. I'm as happy as a clam.


0 votes

I have pretty bad credit and I thought that getting a car loan would be impossible. Turns out, RoadLoans made it really easy for me. I was able to put down only a very small amount (the only thing I could afford) and got a nice new car. They are a great lender if you have less than ideal credit and have been turned down other places.


0 votes

It was kind of a pain finding a dealership that would take my RoadLoans.com loan, but when I did, it was a good experience. I put down a very small amount and got a barely used vehicle. The process (other than finding a dealer) was simple, and I'd use them again in the future.


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