Features

Previously owned by CitiGroup Inc as CitiFinancial Auto, Santander Consumer USA offers auto financing online through exclusive dealerships. Customer service is available by mail or over the phone.

  • Max Loan Term (Months)
    72
  • Credit Score Range
    650 - 850
  • Immigration Status Considered
    U.S. Permanent Resident
  • Joint Loan Applications Accepted
    Co-signer
  • Maximum Vehicle Age
    7
  • Military Status
    • Active Duty Military
    • Non-Military
  • Minimum Age
    18
  • Verification Documents Required?
    • Driver license (or other photo ID)
    • Proof of citizenship/residence
  • Institution Type
    Other
  • APR
    Starting at 1.99%
  • Approval Speed (Hours)
    24
  • Funding Time Range (in days)
    1 - 7
  • Joint Loans Available
  • Loan Amount
    $5000 - $75000
"Rates depend on the individual's excellent and substantial credit and key loan characteristics, including amount, term, vehicle age. A representative example of payment terms are as follows: a loan amount of $20,000 with an APR of 7.50% and a term of 70 months would have a monthly payment of $353.63 with no down-payment required."
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