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  Sea Air Federal Credit Union

Sea Air Federal Credit Union

in Auto Loans from Sea Air Federal Credit Union

Unaffiliated

Sea Air Federal Credit Union

Unaffiliated

in Auto Loans from Sea Air Federal Credit Union

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Highlights
Highlights
Community Rating Mostly recommended
Loan Amount $500 - $500,000
APR (Fixed APR) N/A
Credit Score Range 550 - 850
Loan Term (Months) Up to 84

Overview

Where does Sea Air Federal Credit Union do business?

Sea Air Federal Credit Union is a credit union based in Seal Beach, CA. It was founded in 1952 and offers auto loans in 1 state across the USA.

How much can you borrow via Sea Air Federal Credit Union?

Sea Air Federal Credit Union auto loan amounts start at $500 and go up to $500,000.

What APR does Sea Air Federal Credit Union offer on its auto loans?

Sea Air Federal Credit Union offers a fixed APR auto loan product but they do not disclose their rates.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with Sea Air Federal Credit Union?

Sea Air Federal Credit Union has auto loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Sea Air Federal Credit Union charge an origination fee?

Yes, Sea Air Federal Credit Union may charge a loan origination fee.

Does Sea Air Federal Credit Union charge a late fee?

Yes, Sea Air Federal Credit Union charges borrowers with a late payment penatly fee

Does Sea Air Federal Credit Union charge prepayment fees?

No, Sea Air Federal Credit Union will not charge you a fee for paying your loan early. Whenever possible choose lenders like Sea Air Federal Credit Union that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with Sea Air Federal Credit Union?

Applicants with a credit score of at least 550 can apply for a loan via Sea Air Federal Credit Union. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Proof of income

What is the estimated funding time for an auto loan via Sea Air Federal Credit Union?

Sea Air Federal Credit Union will typically fund the loan within 7 business days of approval.

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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 1 state
California
Availabile in all of California

Feature Breakdown

No Prepayment Fee  
Minimum Age 18
Credit Score Range 550 - 850
Immigration Status Considered
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Non-Military
Joint Loan Applications Accepted
  • Individual Applications
Verification Documents Required
  • Proof of Income
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $500 - $500K
Loan Term (Months) Up to 84

Reviews

 
 

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