Sea Air Federal Credit UnionUnaffiliated
in Auto Loans
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Sea Air Federal Credit Union Overview
Located in Southern California, Sea Air Federal Credit Union is a financial cooperative that was launched in 1952 to serve military and civilian personnel at the Seal Beach Naval Weapons Station. Today, the credit union continues to serve the Seal Beach area and has additional members who are affiliated with the Los Alamitos Armed Forces Reserve Center and the Corona Naval Facility. Sea Air Federal Credit Union offers a variety of products including savings and checking accounts in addition to auto, personal and student loans. The business has nearly 8,000 members and has received an A rating from the BBB.
Membership eligibility is open to anyone who meets one of the following requirements: (1) You are an immediate family member of a current Sea Air Federal Credit Union member. (2) You are an active or retired member of the military or a dependent or a dependent survivor. (3) You meet alternative criteria, such as being an employee of the City of Seal Beach or being a civil service contractor.
How Do Sea Air Federal Credit Union’s Auto Loans Work?
Sea Air Federal Credit Union offers auto loans both for new and used vehicles. Loans are issued for terms up to 84 months. To begin the loan application process, you can call the union’s 24/7 Lending Center or you can visit one of the credit union’s three branches, which are located in Seal Beach, Los Alamitos and Norco.
What Are Sea Air Federal Credit Union’s Auto Loans Rates?
With Sea Air Federal Credit Union auto loans, rates can vary.
- For new vehicle loans, rates start at 2% APR.
- For used vehicle loans, rates start at 2.5% APR.
How Much Money Can I Borrow from Sea Air Federal Credit Union Auto Loans?
Sea Air Federal Credit Union offers up to 100% financing. For new vehicles, the loan amount can equal the lesser of (1) the wholesale Blue Book value plus tax and license or (2) the selling price. For used vehicles, the loan amount can equal the selling price even if the amount is greater than the wholesale Blue Book value.
What Is Sea Air Federal Credit Union’s Application Process Like?
To begin the application process for a loan, you can visit one of the credit union’s three branches. Or, you can call the union’s 24/7 Lending Center. If you are not already a Sea Air Federal Credit Union member, you can apply for union membership in person or online.
How Are Sea Air Federal Credit Union Auto Loans Better than Other Auto Loans?
- Sea Air Federal Credit Union is a cooperative that can provide its members with low rates.
- The credit union has three branches located throughout Southern California.
- There’s a 24/7 Lending Center, which you can call to apply for a loan.
Other Services by Sea Air Federal Credit Union
- U.S. Permanent Resident
- Employed Full-Time
- Employed Part-Time
- Active Duty Military
- Individual Applications
- Proof of Income
- Driver License (or other photo ID)
- Proof of citizenship/residence (Green Card)