SuperMoney
SpringboardAuto

SpringboardAuto

in Auto Loans

Claimed

SpringboardAuto

Claimed

in Auto Loans

SuperMoney Net Recommendation Score 0% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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3 users recommend
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3 users don't recommend
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Overview

Where does SpringboardAuto do business?

SpringboardAuto is a direct lender based in Irvine, CA. It was founded in 2015 and offers auto loans in 29 states across the USA.

How much can you borrow via SpringboardAuto?

SpringboardAuto auto loan amounts start at $7,500 and go up to $40,000.

What APR does SpringboardAuto offer on its auto loans?

SpringboardAuto has a fixed APR that ranges from 5% up to 36%.

What is the maximum loan term you can get with SpringboardAuto?

SpringboardAuto has auto loans with terms ranging from 24 to 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Does SpringboardAuto charge an origination fee?

Yes, SpringboardAuto may charge a loan origination fee of $0 to $595

Does SpringboardAuto charge a late fee?

Yes, SpringboardAuto charges borrowers with a late payment penatly fee of up to $100

Does SpringboardAuto charge prepayment fees?

No, SpringboardAuto will not charge you a fee for paying your loan early. Whenever possible choose lenders like SpringboardAuto that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with SpringboardAuto?

Applicants with a credit score of at least 500 can apply for a loan via SpringboardAuto. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs
  • Proof of income

What is the estimated funding time for an auto loan via SpringboardAuto?

SpringboardAuto will typically approve (or deny) an auto loan application within 1 hour and fund the loan within 7 business days of approval.

Does SpringboardAuto report loan payments to credit bureaus?

SpringboardAuto may report credit data to the following credit reporting agencies:

  • Experian
  • Transunion

 

SPRINGBOARDAUTO Disclosure: Offers made by SpringboardAuto.com, Inc. are subject to terms and conditions. Married individuals may apply without their spouse. Alimony, child support or separate maintenance income need not be revealed if you do not choose to have it considered as a basis for repaying the obligation.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  • 46 Discovery Suite 200
    Irvine, CA 92618 USA

Message from SpringboardAuto

SpringboardAuto is a direct-to-consumer auto loan platform transforming car buying and financing into a modern online and mobile friendly experience. Whether it’s buying from a private party or dealer, our platform utilizes robust technology and data to deliver a premium lending experience.

Availability

Available in 29 states
  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Maryland
  • Massachusetts
  • Missouri
  • Nebraska
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • Oklahoma
  • Oregon
  • South Carolina
  • Tennessee
  • Utah
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin

Feature Breakdown

No Prepayment Fee
Application Fee
$0
Late Fee Amount
$100
Origination Fee ($)
$0 - $595
Minimum Age
18
Credit Score Range
500 - 850
850 300 500
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Minimum Annual Income
$24,000
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Maximum Vehicle Age
10
Maximum Mileage
138,000
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Joint Loan Applications Accepted
  • Co-borrower
Verification Documents Required
  • Proof of Income
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount
$7.5K0 - $40
$12 $100+
Loan Term (Months)
24 - 72
12 240
APR
(Fixed APR)
5% - 36%
0% 36%+

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