SpringboardAuto.com is a direct lender based in Irvine, CA. It was founded in 2015 and offers auto loans in 32 states across the USA.
SpringboardAuto.com offers auto loans with APRs starting at 5% and up to 36%. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.
SpringboardAuto.com has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Yes, SpringboardAuto.com may charge a loan origination fee.
Yes, SpringboardAuto.com charges borrowers with a late payment penatly fee
No, SpringboardAuto.com will not charge you a fee for paying your loan early. Whenever possible choose lenders like SpringboardAuto.com that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.
Applicants with a credit score of at least 500 can apply for a loan via SpringboardAuto.com. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
To qualify, applicants may need to provide the following documentation:
SpringboardAuto.com will typically approve (or deny) an auto loan application within 1 hour and fund the loan within 7 business days of approval.
SpringboardAuto.com reports credit data to the following credit reporting agencies: