Features

Where does SpringboardAuto.com do business?

SpringboardAuto.com is a direct lender based in Irvine, CA. It was founded in 2015 and offers auto loans in 16 states across the USA.

What APR does SpringboardAuto.com offer on its auto loans?

SpringboardAuto.com offers auto loans with APRs starting at 5% and up to 36%. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools

What is the maximum loan term for a SpringboardAuto.com auto loan?

SpringboardAuto.com offers auto loans with terms of up to 72 months. Lenders that offer longer terms can offer larger loan amounts and lower monthly payments. However, remember that the longer the term of your loan, the more interest you will pay. 

Does SpringboardAuto.com charge an origination fee?

Yes, SpringboardAuto.com charges a loan origination fee .

Does SpringboardAuto.com charge a late fee?

Yes, SpringboardAuto.com charges borrowers with a late payment penatly fee.

Does SpringboardAuto.com charge prepayment penalties?

No, SpringboardAuto.com will not charge you a penalty fee for paying your loan early. Whenever possible choose lenders like SpringboardAuto.com that don't charge a prepayment penalty fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What is SpringboardAuto.com’s eligibility criteria?

SpringboardAuto.com requires borrowers to have a credit score of at least 500 to apply.

To qualify, applicants must provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs
  • Recent bank statements

What is the estimated funding time for an auto loan via SpringboardAuto.com?

SpringboardAuto.com will typically approve (or deny) a loan application within 1 hour and fund auto loans within 1 and 7 days of approval

Does SpringboardAuto.com report loan payments to credit bureaus?

Making regular payments to a lender that reports to one or more credit bureaus may help you improve your credit score. SpringboardAuto.com reports credit data to the following credit reporting agencies:

  • Experian
  • Transunion

  • Loan Amount
    $7500 - $45000
  • Payment Options
    • Automatic Payments
    • Check by mail
    • Credit/Debit Card
  • APR
    5% - 36%
  • Max Loan Term (Months)
    72
  • Credit Score Range
    500 - 850
  • Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
  • Joint Loan Applications Accepted
    Co-signer
  • Maximum Mileage
    125,000
  • Maximum Vehicle Age
    8
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
  • Minimum Age
    18
  • Minimum Annual Income
    $13200
  • Supported Income Types
    • 1099 Misc. Income
    • Cash / Other
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
  • Verification Documents Required?
    • Recent bank statements
    • Recent pay stubs
    • Driver license (or other photo ID)
    • Proof of citizenship/residence
  • No Prepayment Fee
  • Institution Type
    Direct Lender
  • Approval Speed (Hours)
    1
  • Deferred Payments
  • Funding Time Range (in days)
    1 - 7
  • Joint Loans Available
  • Pre-Approved Soft Credit Inquiry
  • Credit Bureau Reporting
    • Experian
    • TransUnion
Offers made by SpringboardAuto.com, Inc. are subject to terms and conditions. Married individuals may apply without their spouse. Alimony, child support or separate maintenance income need not be revealed if you do not choose to have it considered as a basis for repaying the obligation.
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