SpringboardAuto.com is a direct lender based in Irvine, CA. It was founded in 2015 and offers auto loans in 16 states across the USA.
SpringboardAuto.com offers auto loans with APRs starting at 5% and up to 36%. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.
SpringboardAuto.com offers auto loans with terms of up to 72 months. Lenders that offer longer terms can offer larger loan amounts and lower monthly payments. However, remember that the longer the term of your loan, the more interest you will pay.
Yes, SpringboardAuto.com charges a loan origination fee .
Yes, SpringboardAuto.com charges borrowers with a late payment penatly fee.
No, SpringboardAuto.com will not charge you a penalty fee for paying your loan early. Whenever possible choose lenders like SpringboardAuto.com that don't charge a prepayment penalty fee. These fees can reduce or even cancel the interest savings of repaying a loan early.
SpringboardAuto.com requires borrowers to have a credit score of at least 500 to apply.
To qualify, applicants must provide the following documentation:
SpringboardAuto.com will typically approve (or deny) a loan application within 1 hour and fund auto loans within 1 and 7 days of approval
Making regular payments to a lender that reports to one or more credit bureaus may help you improve your credit score. SpringboardAuto.com reports credit data to the following credit reporting agencies: