Unify Lenders is based in Pompano Beach, FL. It was founded in 2013 and offers auto loans in 50 states (and Washington, DC).
Unify Lenders offers auto loans with APRs starting at 1.99%. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.
Unify Lenders has auto loans with a maximum term of 70 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Yes, Unify Lenders may charge a loan origination fee.
Yes, Unify Lenders charges borrowers with a late payment penatly fee
No, Unify Lenders will not charge you a fee for paying your loan early. Whenever possible choose lenders like Unify Lenders that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.
Applicants with a credit score of at least 300 can apply for a loan via Unify Lenders. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
To qualify, applicants may need to provide the following documentation:
Unify Lenders will typically approve (or deny) an auto loan application within 48 hours and fund the loan within 7 business days of approval.
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