Unify Lenders

in Auto Loans

Unaffiliated Visit Site

Unify Lenders


in Auto Loans

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Where does Unify Lenders do business?

Unify Lenders is based in Pompano Beach, FL. It was founded in 2013 and offers auto loans in 50 states (and Washington, DC).

How much can you borrow via Unify Lenders?

Unify Lenders auto loan amounts start at $5,000 and go up to $100,000.

What APR does Unify Lenders offer on its auto loans?

Unify Lenders offers auto loans with APRs starting at 1.99%. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with Unify Lenders?

Unify Lenders has auto loans with a maximum term of 70 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Unify Lenders charge an origination fee?

Yes, Unify Lenders may charge a loan origination fee.

Does Unify Lenders charge a late fee?

Yes, Unify Lenders charges borrowers with a late payment penatly fee

Does Unify Lenders charge prepayment fees?

No, Unify Lenders will not charge you a fee for paying your loan early. Whenever possible choose lenders like Unify Lenders that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with Unify Lenders?

Applicants with a credit score of at least 300 can apply for a loan via Unify Lenders. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via Unify Lenders?

Unify Lenders will typically approve (or deny) an auto loan application within 48 hours and fund the loan within 7 business days of approval.


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  • Headquarters
  • 864 SW 12th Ave
    Pompano Beach, FL 33064 USA
  • Visit Site


Available in 50 States and Washington, DC
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee
Minimum Age
Military Status
  • Active Duty Military
  • Non-Military
Joint Loan Applications Accepted
  • Co-signer
Credit Score Range
300 - 850
850 300
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Permanent Resident
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Term (Months)
Up to
Loan Amount
$5K - $100K
$500 $100K+
Starting at

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