US Bank is based in Minneapolis, MN. It was founded in 1863 and offers auto loans in 49 states across the USA.
US Bank offers auto loans with APRs starting at 3.12%. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.
Yes, US Bank may charge a loan origination fee up to 1% of the loan amount.
Yes, US Bank charges borrowers with a late payment penatly fee
Yes, US Bank does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
US Bank requires borrowers to have a credit score of at least 650 to apply.
To qualify, applicants may need to provide the following documentation:
US Bank will typically approve (or deny) an auto loan application within 24 hours and fund the loan within 7 business days of approval.