Features

Where does Westlake Financial Services do business?

Westlake Financial Services is based in Los Angeles, CA. It was founded in 1988 and offers auto loans in 48 states (and Washington, DC).

What APR does Westlake Financial Services offer on its auto loans?

Westlake Financial Services offers auto loans with APRs starting at 1% .Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools

Does Westlake Financial Services charge an origination fee?

Yes, Westlake Financial Services charges a loan origination fee.

Does Westlake Financial Services charge a late fee?

Yes, Westlake Financial Services charges borrowers with a late payment penatly fee

Does Westlake Financial Services charge prepayment fees?

No, Westlake Financial Services will not charge you a fee for paying your loan early. Whenever possible choose lenders like Westlake Financial Services that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with Westlake Financial Services?

Westlake Financial Services requires borrowers to have a credit score of at least 300 to apply.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via Westlake Financial Services?

Westlake Financial Services will typically approve (or deny) an auto loan application within 24 hours and fund the loan within 7 business days of approval.

  • Max Loan Term (Months)
    72
  • Institution Type
    Other
  • Credit Score Range
    300 - 850
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
  • Immigration Status Considered
    U.S. Permanent Resident
  • Joint Loan Applications Accepted
    Co-signer
  • Military Status
    • Active Duty Military
    • Non-Military
  • Minimum Age
    18
  • Verification Documents Required?
    • Recent Pay Stubs
    • Driver License (or other photo ID)
    • Proof of citizenship/residence
  • No Prepayment Fee
  • Approval Speed (Hours)
    24
  • Funding Time Range (in days)
    1 - 7
  • Joint Loans Available
  • Payment Options
    • Automatic Payments
    • Check by mail
    • Credit/Debit Card
    • Storefront
  • Loan Amount
    $1000 - $25000
  • APR
    Starting at 1%
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