Wilshire Consumer Credit

in Auto Loans

Unaffiliated Visit Site Find My Best Rate

Wilshire Consumer Credit


in Auto Loans

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Wilshire Consumer Credit to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend


Where does Wilshire Consumer Credit do business?

Wilshire Consumer Credit is based in Los Angeles, CA. It was founded in 1988 and offers auto loans in 5 states across the USA.

How much can you borrow via Wilshire Consumer Credit?

Wilshire Consumer Credit auto loan amounts start at $3,500 and go up to $50,000.

What APR does Wilshire Consumer Credit offer on its auto loans?

Wilshire Consumer Credit offers a auto loan product that ranges from 5% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with Wilshire Consumer Credit?

Wilshire Consumer Credit has auto loans with a maximum term of 44 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Wilshire Consumer Credit charge an origination fee?

Yes, Wilshire Consumer Credit may charge a loan origination fee.

Does Wilshire Consumer Credit charge a late fee?

Yes, Wilshire Consumer Credit charges borrowers with a late payment penatly fee

Does Wilshire Consumer Credit charge prepayment fees?

Yes, Wilshire Consumer Credit does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with Wilshire Consumer Credit?

Applicants with a credit score of at least 500 can apply for a loan via Wilshire Consumer Credit. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via Wilshire Consumer Credit?

Wilshire Consumer Credit will typically approve (or deny) an auto loan application within 48 hours and fund the loan within 7 business days of approval.


SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...



Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 5 states
  • Arizona
  • California
  • Missouri
  • South Carolina
  • Utah

Feature Breakdown

Minimum Age 18
Credit Score Range 500 - 850
850 300 500
Immigration Status Considered
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Non-Military
Joint Loan Applications Accepted
  • Co-signer
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $3.5K - $50K
Loan Term (Months) Up to 44
APR Starting at 5%

Be the first to rate


Would you recommend Wilshire Consumer Credit to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Auto Loans