Where does 888 Drop My Rate do business?

888 Drop My Rate is based in Salt Lake City, UT. It was founded in 2014 and offers auto loan refinancing in state across the USA.

What are 888 Drop My Rate’s auto loan refinancing rates?

888 Drop My Rate offers refinance loans with APRs starting at 5% .

What is the maximum loan term for a 888 Drop My Rate refinance loan?

888 Drop My Rate offers auto refinancing loans with terms of up to 72 months.

Does 888 Drop My Rate charge an origination fee?

Yes, 888 Drop My Rate charges a loan origination fee .

Does 888 Drop My Rate charge a late fee?

Yes, 888 Drop My Rate charges borrowers with a late payment penatly fee.

Does 888 Drop My Rate charge prepayment penalties?

Yes, 888 Drop My Rate does charge borrowers a penalty fee if they pay their loans early. Consider prepayment penalty fees when you choose a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

What is 888 Drop My Rate’s eligibility criteria?

888 Drop My Rate requires borrowers to have a credit score of at least 300 to apply for auto loan refinancing.

To qualify, applicants must provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan refinance with 888 Drop My Rate?

888 Drop My Rate will typically approve (or deny) a loan application within 1 hour and fund auto refinance loans within 7 and 14 days of approval


  • Payment Options
    • Automatic Payments
    • Check by mail
  • Max Loan Term (Months)
  • Credit Score Range
    300 - 700
  • Immigration Status Considered
    U.S. Permanent Resident
  • Joint Loan Applications Accepted
    Only Individual Applications
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
  • Minimum Age
  • Verification Documents Required?
    • Recent pay stubs
    • Driver license (or other photo ID)
    • Proof of citizenship/residence
  • APR
    Starting at 5%
  • Approval Speed (Hours)
  • Funding Time Range (in days)
    7 - 14
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