888 Drop My Rate

in Auto Loan Refinancing

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888 Drop My Rate


in Auto Loan Refinancing

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Where does 888 Drop My Rate do business?

888 Drop My Rate is a lending platform based in Salt Lake City, UT. It was founded in 2014 and offers auto refinance loans in state across the USA.

How much can you borrow via 888 Drop My Rate?

Auto refinance loan amounts start at $5,000 and go up to $50,000.

What are the auto loan refinancing rates offered through 888 Drop My Rate?

888 Drop My Rate offers a fixed APR auto refinance loan product.

What is the maximum loan term you can get with 888 Drop My Rate?

888 Drop My Rate offers auto refinancing with terms ranging from 24 to 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto refinancing loan, the more interest you will pay.

Does 888 Drop My Rate charge an origination fee on auto refinance loans?

Yes, 888 Drop My Rate charges a loan origination fee of 0% of the loan amount. 888 Drop My Rate deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.

Does 888 Drop My Rate charge a late fee?

Yes, auto refinance loans via 888 Drop My Rate are subject to late payment penalty fees.

Does 888 Drop My Rate charge prepayment fees?

Yes, 888 Drop My Rate does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment feees can reduce or even cancel the interest savings of repaying a loan early.

What are the key eligibility criteria for 888 Drop My Rate auto loan refinancing?

Applicants with a credit score of at least 300 can apply for a loan via 888 Drop My Rate. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan refinance with 888 Drop My Rate?

Auto refinance loan applications are typically approved (or denied) within 1 hour and funded within 7 to 14 days of approval.



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Feature Breakdown

Minimum Age 18
Credit Score Range 300 - 700
850 300 700
Immigration Status Considered
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Joint Loan Applications Accepted
  • Co-borrower
  • Individual Applications
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $5K - $50K
Loan Term (Months) 24 - 72
APR (Fixed APR) Starting at 5%

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