Where does 888 Drop My Rate do business?

888 Drop My Rate is based in Salt Lake City, UT. It was founded in 2014 and offers auto loan refinancing in states.

What are 888 Drop My Rate’s auto loan refinancing rates?

888 Drop My Rate offers refinance loans with APRs starting at 5% .

What is the maximum loan term for a 888 Drop My Rate refinance loan?

888 Drop My Rate offers auto refinancing loans with terms of up to 72 months.

Does 888 Drop My Rate charge an origination fee?

Yes, 888 Drop My Rate charges a loan origination fee.

What is 888 Drop My Rate’s eligibility criteria?

888 Drop My Rate requires borrowers to have a credit score of at least 300 to apply.

To qualify, applicants must provide the following documentation:

- Driver license

- Proof of citizenship or residence permit

- Recent pay stubs

What is the estimated funding time for a 888 Drop My Rate auto loan refinance?

888 Drop My Rate will typically approve (or deny) a loan application within 1hours and fund it within 1 to 2 weeks of approval.


  • Payment Options
    • Automatic Payments
    • Check by mail
  • APR
    Starting at 5%
  • Max Loan Term (Months)
  • Credit Score Range
    300 - 700
  • Immigration Status Considered
    U.S. Permanent Resident
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
  • Minimum Age
  • Supported Income Types
  • Verification Documents Required?
    • Recent pay stubs
    • Driver license (or other photo ID)
    • Proof of citizenship/residence
  • Institution Type
  • Approval Speed (Hours)
  • Deferred Payments
  • Funding Time
    1-2 weeks
  • Credit Bureau Reporting
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