Features

Where does 888 Drop My Rate do business?

888 Drop My Rate is based in Salt Lake City, UT. It was founded in 2014 and offers auto refinance loans in state across the USA.

What are the auto loan refinancing rates offered through 888 Drop My Rate?

APRs for auto refinance loans through 888 Drop My Rate range from 5% .

What is the maximum loan term for a 888 Drop My Rate refinance loan?

888 Drop My Rate offers auto refinancing loans with terms of up to 72 months.

Does 888 Drop My Rate charge an origination fee on auto refinance loans?

Yes, 888 Drop My Rate charges a loan origination fee.

Does 888 Drop My Rate charge a late fee?

Yes, auto refinance loans via 888 Drop My Rate are subject to late payment penalty fees.

Does 888 Drop My Rate charge prepayment fees?

Yes, 888 Drop My Rate does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment feees can reduce or even cancel the interest savings of repaying a loan early.

What are the key eligibility criteria for 888 Drop My Rate auto loan refinancing?

888 Drop My Rate requires borrowers to have a credit score of at least 300 to apply for auto loan refinancing.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan refinance with 888 Drop My Rate?

Auto refinance loan applications are typically approved (or denied) within 1 hour and funded within 7 to 14 days of approval

 

  • Max Loan Term (Months)
    72
  • Credit Score Range
    300 - 700
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
  • Immigration Status Considered
    U.S. Permanent Resident
  • Joint Loan Applications Accepted
    Only Individual Applications
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
  • Minimum Age
    18
  • Verification Documents Required?
    • Recent Pay Stubs
    • Driver License (or other photo ID)
    • Proof of citizenship/residence
  • Approval Speed (Hours)
    1
  • Funding Time Range (in days)
    7 - 14
  • Payment Options
    • Automatic Payments
    • Check by mail
  • APR
    Starting at 5%
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