Where does Bank of America do business?

Bank of America is based in Charlotte, NC. It was founded in 1784 and offers auto loan refinancing in states.

What are Bank of America’s auto loan refinancing rates?

Bank of America offers refinance loans with APRs starting at 2.99% .

What is the maximum loan term for a Bank of America refinance loan?

Bank of America offers auto refinancing loans with terms of up to 72 months.

Does Bank of America charge an origination fee?

Yes, Bank of America charges a loan origination fee.

What is Bank of America’s eligibility criteria?

Bank of America requires borrowers to have a credit score of at least 580 to apply.

To qualify, applicants must provide the following documentation:

- Driver license

- Proof of citizenship or residence permit

- Recent pay stubs

What is the estimated funding time for a Bank of America auto loan refinance?

Bank of America will typically approve (or deny) a loan application within 1 hours and fund it the same day the loan application is approved.


  • Payment Options
    • Automatic Payments
    • Check by mail
  • APR
    Starting at 2.99%
  • Max Loan Term (Months)
  • Credit Score Range
    580 - 850
  • Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
  • Maximum Vehicle Age
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
  • Minimum Age
  • Supported Income Types
    • 1099 Misc. Income
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
  • Verification Documents Required?
    • Recent pay stubs
    • Driver license (or other photo ID)
    • Proof of citizenship/residence
  • Institution Type
  • Approval Speed (Hours)
  • Deferred Payments
  • Funding Time
    Same day
  • Credit Bureau Reporting
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