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Where does do business? is a marketplace lender based in Irvine, CA. It was founded in 1996 and offers auto refinance loans in state across the USA.

How much can you borrow via

Auto refinance loan amounts start at $7,500 and go up to $45,000.

What are the auto loan refinancing rates offered through offers a fixed APR auto refinance loan product that ranges from 7.99% up to 21.99%.

What is the maximum loan term you can get with offers auto refinancing with terms ranging from 12 to 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto refinancing loan, the more interest you will pay.

Does charge an origination fee on auto refinance loans?

Yes, charges a loan origination fee.

Does charge a late fee?

Yes, auto refinance loans via are subject to late payment penalty fees.

Does charge prepayment fees?

Yes, does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment feees can reduce or even cancel the interest savings of repaying a loan early.

What are the key eligibility criteria for auto loan refinancing?

Applicants with a credit score of at least 525 can apply for a loan via The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan refinance with

Auto refinance loan applications are typically approved (or denied) within 1 hour and funded within 1 to 7 days of approval.



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Feature Breakdown

Minimum Age 18
Credit Score Range 525 - 850
850 300 525
Immigration Status Considered
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Maximum Vehicle Age 8
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Joint Loan Applications Accepted
  • Individual Applications
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $7.5K - $45K
Loan Term (Months) 12 - 72
APR (Fixed APR) 7.99% - 21.99%

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