Where does CarFinance.com do business?

CarFinance.com is based in Irvine, CA. It was founded in 1996 and offers auto loan refinancing in states.

What are CarFinance.com’s auto loan refinancing rates?

CarFinance.com offers refinance loans with APRs starting at 3% and up to 36%.

What is the maximum loan term for a CarFinance.com refinance loan?

CarFinance.com offers auto refinancing loans with terms of up to 72 months.

Does CarFinance.com charge an origination fee?

Yes, CarFinance.com charges a loan origination fee.

What is CarFinance.com’s eligibility criteria?

CarFinance.com requires borrowers to have a credit score of at least 300 to apply.

To qualify, applicants must provide the following documentation:

- Driver license

- Proof of citizenship or residence permit

- Recent pay stubs

What is the estimated funding time for a CarFinance.com auto loan refinance?

CarFinance.com will typically approve (or deny) a loan application within 1 hours and fund it within 1 to 7 days.


  • Payment Options
    • Automatic Payments
    • Check by mail
  • APR
    3% - 36%
  • Max Loan Term (Months)
  • Credit Score Range
    300 - 850
  • Immigration Status Considered
    U.S. Permanent Resident
  • Maximum Vehicle Age
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
  • Minimum Age
  • Supported Income Types
  • Verification Documents Required?
    • Recent pay stubs
    • Driver license (or other photo ID)
    • Proof of citizenship/residence
  • Institution Type
  • Approval Speed (Hours)
  • Deferred Payments
  • Funding Time
    1-7 days
  • Credit Bureau Reporting
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