Where does OneMain Financial do business?

OneMain Financial is based in Irving, TX. It was founded in 1912 and offers auto loan refinancing in states.

What are OneMain Financial’s auto loan refinancing rates?

OneMain Financial offers refinance loans with APRs starting at 9.99% and up to 36%.

What is the maximum loan term for a OneMain Financial refinance loan?

OneMain Financial offers auto refinancing loans with terms of up to 66 months.

Does OneMain Financial charge an origination fee?

Yes, OneMain Financial charges a loan origination fee.

What is OneMain Financial’s eligibility criteria?

OneMain Financial requires borrowers to have a credit score of at least 560 to apply.

To qualify, applicants must provide the following documentation:

- Driver license

- Proof of citizenship or residence permit

- Recent pay stubs

What is the estimated funding time for a OneMain Financial auto loan refinance?

OneMain Financial will typically approve (or deny) a loan application within 1 hours and fund it the same day the loan application is approved.


  • Payment Options
    • Automatic Payments
    • Check by mail
    • Credit/Debit Card
    • Storefront
  • APR
    9.99% - 36%
  • Max Loan Term (Months)
  • Credit Score Range
    560 - 750
  • Immigration Status Considered
    U.S. Permanent Resident
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
  • Minimum Age
  • Supported Income Types
  • Verification Documents Required?
    • Recent pay stubs
    • Driver license (or other photo ID)
    • Proof of citizenship/residence
  • Institution Type
  • Approval Speed (Hours)
  • Customizable Payment Dates
  • Deferred Payments
  • Funding Time
    Same day
  • Credit Bureau Reporting
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