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PNC Bank

in Auto Loan Refinancing

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PNC Bank

Unaffiliated

in Auto Loan Refinancing

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Overview

Where does PNC Bank do business?

PNC Bank is a bank based in Pittsburgh, PA. It was founded in 1845 and offers auto refinance loans in 18 states (and Washington, DC).

What are the auto loan refinancing rates offered through PNC Bank?

APRs for auto refinance loans through PNC Bank range from 2.29% .

What is the maximum loan term you can get with PNC Bank?

PNC Bank offers auto refinancing with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto refinancing loan, the more interest you will pay.

Does PNC Bank charge an origination fee on auto refinance loans?

Yes, PNC Bank charges a loan origination fee.

Does PNC Bank charge a late fee?

Yes, auto refinance loans via PNC Bank are subject to late payment penalty fees.

Does PNC Bank charge prepayment fees?

Yes, PNC Bank does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment feees can reduce or even cancel the interest savings of repaying a loan early.

What are the key eligibility criteria for PNC Bank auto loan refinancing?

Applicants with a credit score of at least 630 can apply for a loan via PNC Bank. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan refinance with PNC Bank?

Auto refinance loan applications are typically funded within 1 to 3 days of approval

 

 

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Availability

Available in 18 States and Washington, DC
  • Alabama
  • California
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Kentucky
  • Maryland
  • Michigan
  • New Jersey
  • North Carolina
  • Ohio
  • Pennsylvania
  • South Carolina
  • Virginia
  • West Virginia
  • Wisconsin

Feature Breakdown

Minimum Age
18
Supported Income Types
  • 1099 Misc. Income
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Maximum Vehicle Age
8
Joint Loan Applications Accepted
  • Only Individual Applications
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range
630 - 850
850 300 630
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Verification Documents Required?
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Term (Months)
Up to
72
APR
Starting at
2.29%

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