RefiJet Auto Refinance
RefiJet Auto Refinance
in Auto Loan Refinancing from Refi Jet

RefiJet Auto Refinance

in Auto Loan Refinancing from Refi Jet
Net Recommendation Score 0  


This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.


Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Credit Score Range 680 - 850
Loan Amount $10,000 - $150,000
APR  (Fixed APR) 2.74% - 17.99%
Loan Term (Months) 36 - 96 months

RefiJet Auto Refinance Review

RefiJet auto refinance is an auto loan refinance offering by Refi Jet, based in Denver, CO. Founded in 2016, Refi Jet offers auto refinance loans in 50 states (and Washington, DC).

Key Takeaways

  • APRs starting at 2.74%. The starting rates for RefiJet Auto Refinance are on the lower end of the spectrum.
  • Vehicle types. Refi Jet refinances motorcycles, cars, and trucks.
  • Lender Network. Unlike lenders that provide refinance loans directly, Refi Jet is a broker that works with its lender network to fund your auto refinance loan.
  • Good credit required. You will need a credit score of at least 680 to qualify for RefiJet Auto Refinance.
  • Vehicle requirements. Vehicles must have less than 150,000 miles and a maximum age of 10 years.
  • Refinancing for large loan amounts. You can refinance auto loans of up to $150,000 with RefiJet Auto Refinance.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the auto refinance loan early.
  • Cosigner applications accepted. Applying for RefiJet Auto Refinance with a cosigner can improve your chances of approval and help you qualify for lower interest rates.
  • Long loan terms. RefiJet Auto Refinance offers loan terms of up to 96 months. Most auto refinancing loans have a maximum term of 60 months.
  • Minimum income of $24,000. You will need an annual income of at least $24,000 to apply for RefiJet Auto Refinance, which is above average for the lenders in our database.

RefiJet auto refinance Pros & Cons

Pros Cons
  • Low APRs available to qualified borrowers.
  • Available in all 50 states.
  • Considers older vehicles (max. 10 years)
  • Charges an origination fee.
  • Only considers applicants with good credit.
  • Charges prepayment fees.
  • Charges a late fee.

RefiJet auto refinance FAQ

How much can you borrow via RefiJet auto refinance?

Auto refinance loan amounts start at $10,000 and go up to $150,000.

What are the auto loan refinancing rates offered through RefiJet auto refinance?

RefiJet auto refinance offers a fixed APR car loan refinancing product that ranges from 2.74% APR up to 17.99% APR.

What is the maximum loan term you can get with RefiJet auto refinance?

RefiJet auto refinance offers auto refinancing with terms ranging from 36 to 96 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto refinancing loan, the more interest you will pay.

Does RefiJet auto refinance charge an origination fee on auto refinance loans?

Yes, RefiJet auto refinance charges a loan origination fee.

Does RefiJet auto refinance charge a late fee?

Yes, auto refinance loans via RefiJet auto refinance are subject to late payment penalty fees.

Does RefiJet auto refinance charge prepayment fees?

Yes, RefiJet auto refinance does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment feees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for RefiJet Auto Refinance?

Applicants with a credit score of at least 680 and up to 850 may be eligible for RefiJet Auto Refinance. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

To qualify for auto loan refinancing with RefiJet Auto Refinance, applicants need a minimum annual income of $24,000 or higher. RefiJet Auto Refinance only considers borrowers who are employed and meet the minimum income requirement. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via RefiJet Auto Refinance. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by RefiJet Auto Refinance.

To qualify, applicants may need to provide the following documentation:

  • Loan payoff statements
  • Proof of income
  • Proof of insurance
  • Driver's license
  • Government issued photo ID
  • Proof of identity
  • U.S. tax identification number

What is the maximum mileage to refinance with Refi Jet?

Refi Jet is an option for high-mileage vehicles. They will consider car loan applications for vehicles with up to 150000 miles on the odometer.

What is the maximum car age to refinance with Refi Jet?

Only vehicles that are 10 years old or less can qualify for an auto refinance.

Does RefiJet Auto Refinance report your account activity to credit bureaus?

Yes, RefiJet Auto Refinance reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

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Message From RefiJet auto refinance

RefiJet, a Colorado-based company, provides a nationwide refinance program that offers consumers the best vehicle loan for which he/she qualifies, based on lending programs from numerous lender partners. RefiJet offers customized lending options for consumers across various credit tiers and can refinance auto, motorcycles, and other personal use vehicles. We also offer options for adding GAP, Extended Service Contracts, and other ancillary products, as well as adding/removing a borrower, cash back, and lease buy-outs. No matter the situation, RefiJet provides consumers with a secure, smooth, and efficient method to get in the best position possible with their new loan.


Hours of Operation

  • Sunday Closed
  • Monday 7:00am - 7:00pm
  • Tuesday 7:00am - 7:00pm
  • Wednesday 7:00am - 7:00pm
  • Thursday 7:00am - 7:00pm
  • Friday 7:00am - 5:00pm
  • Saturday 9:00am - 1:00pm

About RefiJet Auto Refinance


  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Application Fee $0
Credit Score Range 680 - 850
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Cosigner
Maximum Mileage 150,000
Maximum Vehicle Age 10
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Minimum Annual Income $24,000
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Vehicle Type
  • Auto
  • Motorcycles
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Income
  • Loan Payoff Statements
  • Proof of Identity
  • Proof of Insurance
  • Government Issued Photo ID
  • U.S. Tax Identification Number
  • Social Security Number
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Deferred Payments Unemployment Protection
Payment Options
  • Automatic Payments
  • Check by mail
  • Bank Transfer
Pre-Qualified Soft Credit Inquiry
APR (Fixed APR) 2.74% - 17.99%
APR Type Fixed APR
Loan Term 36 - 96 months
Loan Amount $10,000 - $150,000

RefiJet Auto Refinance Community Reviews


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This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.


Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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