SuperMoney

SpringboardAuto.com

in Auto Loan Refinancing

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SpringboardAuto.com

Claimed

in Auto Loan Refinancing

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Overview

Where does SpringboardAuto.com do business?

SpringboardAuto.com is based in Irvine, CA. It was founded in 2015 and offers auto refinance loans in 33 states across the USA.

How much can you borrow via SpringboardAuto.com?

Auto refinance loan amounts start at $7,500 and go up to $50,000.

What are the auto loan refinancing rates offered through SpringboardAuto.com?

APRs for auto refinance loans through SpringboardAuto.com range from 5% to 36%.

What is the maximum loan term you can get with SpringboardAuto.com?

SpringboardAuto.com offers auto refinancing with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto refinancing loan, the more interest you will pay.

Does SpringboardAuto.com charge an origination fee on auto refinance loans?

Yes, SpringboardAuto.com charges a loan origination fee.

Does SpringboardAuto.com charge a late fee?

Yes, auto refinance loans via SpringboardAuto.com are subject to late payment penalty fees.

Does SpringboardAuto.com charge prepayment fees?

Yes, SpringboardAuto.com does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment feees can reduce or even cancel the interest savings of repaying a loan early.

What are the key eligibility criteria for SpringboardAuto.com auto loan refinancing?

Applicants with a credit score of at least 500 can apply for a loan via SpringboardAuto.com. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs
  • Recent bank statements

What is the estimated funding time for an auto loan refinance with SpringboardAuto.com?

Auto refinance loan applications are typically approved (or denied) within 1 hour and funded within 1 to 7 days of approval

Does SpringboardAuto.com report loan payments to credit bureaus?

SpringboardAuto.com reports payment behavior to one or more of the following credit reporting agencies:

  • Experian
  • Transunion 

 

Offers made by SpringboardAuto.com, Inc. are subject to terms and conditions. Married individuals may apply without their spouse. Alimony, child support or separate maintenance income need not be revealed if you do not choose to have it considered as a basis for repaying the obligation.
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Contact

  • Headquarters
  • 46 Discovery Suite 200
    Irvine, CA 92618 USA
  • Visit Site

Other Services by SpringboardAuto.com

Availability

Available in 33 States
  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Missouri
  • Nebraska
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Washington
  • West Virginia
  • Wisconsin

Feature Breakdown

Minimum Age
18
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Maximum Mileage
138,000
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Joint Loan Applications Accepted
  • Only Individual Applications
Maximum Vehicle Age
10
Credit Score Range
500 - 850
850 300 500
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Minimum Annual Income
$24,000
Verification Documents Required?
  • Proof of Income
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Funding Time Range (in days)
1 - 7
0 14
Approval Speed (Hours)
1
Pre-Approved Soft Credit Inquiry
Credit Bureau Reporting
  • Experian
  • TransUnion
Payment Options
  • Automatic Payments
  • Check by mail
  • Credit/Debit Card
Loan Term (Months)
Up to
72
Loan Amount
$7.5K - $50K
$2.5K $100K
APR
5% - 36%
2% 36%

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