SuperMoney
SpringboardAuto

SpringboardAuto

in Auto Loan Refinancing

Claimed

SpringboardAuto

Claimed

in Auto Loan Refinancing

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Overview

Where does SpringboardAuto do business?

SpringboardAuto is a marketplace lender based in Irvine, CA. It was founded in 2015 and offers auto refinance loans in 30 states across the USA.

How much can you borrow via SpringboardAuto?

Auto refinance loan amounts start at $7,500 and go up to $40,000.

What are the auto loan refinancing rates offered through SpringboardAuto?

APRs for auto refinance loans through SpringboardAuto range from 5% to 36%.

What is the maximum loan term you can get with SpringboardAuto?

SpringboardAuto offers auto refinancing with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto refinancing loan, the more interest you will pay.

Does SpringboardAuto charge an origination fee on auto refinance loans?

Yes, SpringboardAuto charges a loan origination fee of $0 to $595

Does SpringboardAuto charge a late fee?

Yes, auto refinance loans via SpringboardAuto are subject to late payment penalty fees of up to $100.

Does SpringboardAuto charge prepayment fees?

No, there is no prepayment penalty.

What are the key eligibility criteria for SpringboardAuto auto loan refinancing?

Applicants with a credit score of at least 500 can apply for a loan via SpringboardAuto. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs
  • Recent bank statements

What is the estimated funding time for an auto loan refinance with SpringboardAuto?

Auto refinance loan applications are typically approved (or denied) within 1 hour and funded within 1 to 7 days of approval

Does SpringboardAuto report loan payments to credit bureaus?

SpringboardAuto may report payment behavior to one or more of the following credit reporting agencies:

  • Experian
  • Transunion 

 

SPRINGBOARDAUTO Disclosure: Offers made by SpringboardAuto.com, Inc. are subject to terms and conditions. Married individuals may apply without their spouse. Alimony, child support or separate maintenance income need not be revealed if you do not choose to have it considered as a basis for repaying the obligation.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  • 46 Discovery Suite 200
    Irvine, CA 92618 USA

Message from SpringboardAuto

SpringboardAuto is a direct-to-consumer auto loan platform transforming car buying and financing into a modern online and mobile friendly experience. Whether it’s buying from a private party or dealer, our platform utilizes robust technology and data to deliver a premium lending experience.

Other Services by SpringboardAuto

Availability

Available in 30 States
  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Maryland
  • Massachusetts
  • Missouri
  • Nebraska
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • Oklahoma
  • Oregon
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin

Feature Breakdown

No Prepayment Fee
Application Fee
$0
Origination Fee ($)
Up to $595
Late Fee Amount
$100
Minimum Age
18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Maximum Mileage
138,000
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Joint Loan Applications Accepted
  • Co-borrower
Maximum Vehicle Age
10
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Credit Score Range
500 - 850
850 300 500
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Minimum Annual Income
$24,000
Verification Documents Required
  • Proof of Income
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Term (Months)
Up to
72
Loan Amount
$7.5K - $40K
$2.5K $100K
APR
5% - 36%
2% 36%

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