Where does SpringboardAuto.com do business?

SpringboardAuto.com is a marketplace lender based in Irvine, CA. It was founded in 2015 and offers auto loan refinancing in 19 states.

What are SpringboardAuto.com’s auto loan refinancing rates?

SpringboardAuto.com offers refinance loans with APRs starting at 5% and up to 36%.

What is the maximum loan term for a SpringboardAuto.com refinance loan?

SpringboardAuto.com offers auto refinancing loans with terms of up to 72 months.

Does SpringboardAuto.com charge an origination fee?

Yes, SpringboardAuto.com charges a loan origination fee.

What is SpringboardAuto.com’s eligibility criteria?

SpringboardAuto.com requires borrowers to have a credit score of at least 500 to apply.

To qualify, applicants must provide the following documentation:

- Driver license

- Proof of citizenship or residence permit

- Recent pay stubs

- Recent bank statements

What is the estimated funding time for a SpringboardAuto.com auto loan refinance?

SpringboardAuto.com will typically approve (or deny) a loan application within 1 hours and fund it within 1 to 7 days.


  • Payment Options
    • Automatic Payments
    • Check by mail
    • Credit/Debit Card
  • APR
    5% - 36%
  • Max Loan Term (Months)
  • Credit Score Range
    500 - 850
  • Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
  • Maximum Mileage
  • Maximum Vehicle Age
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
  • Minimum Age
  • Minimum Annual Income
  • Supported Income Types
    • 1099 Misc. Income
    • Cash / Other
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
  • Verification Documents Required?
    • Recent bank statements
    • Recent pay stubs
    • Driver license (or other photo ID)
    • Proof of citizenship/residence
  • Institution Type
    Marketplace Lender
  • Approval Speed (Hours)
  • Deferred Payments
  • Pre-Approved Soft Credit Inquiry
  • Funding Time
    1-7 days
  • Credit Bureau Reporting
    • Experian
    • TransUnion
Offers made by SpringboardAuto.com, Inc. are subject to terms and conditions. Married individuals may apply without their spouse. Alimony, child support or separate maintenance income need not be revealed if you do not choose to have it considered as a basis for repaying the obligation.
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