Features

Where does SpringboardAuto.com do business?

SpringboardAuto.com is a marketplace lending platform based in Irvine, CA. It was founded in 2015 and offers auto refinance loans in 28 states across the USA.

How much can you borrow via SpringboardAuto.com?

Auto refinance loan amounts start at $7,500 and go up to $50,000.

What are the auto loan refinancing rates offered through SpringboardAuto.com?

APRs for auto refinance loans through SpringboardAuto.com range from 5% to 36%.

What is the maximum loan term for a SpringboardAuto.com refinance loan?

SpringboardAuto.com offers auto refinancing loans with terms of up to 72 months.

Does SpringboardAuto.com charge an origination fee on auto refinance loans?

Yes, SpringboardAuto.com charges a loan origination fee.

Does SpringboardAuto.com charge a late fee?

Yes, auto refinance loans via SpringboardAuto.com are subject to late payment penalty fees.

Does SpringboardAuto.com charge prepayment fees?

Yes, SpringboardAuto.com does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment feees can reduce or even cancel the interest savings of repaying a loan early.

What are the key eligibility criteria for SpringboardAuto.com auto loan refinancing?

SpringboardAuto.com requires borrowers to have a credit score of at least 500 to apply for auto loan refinancing.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs
  • Recent bank statements

What is the estimated funding time for an auto loan refinance with SpringboardAuto.com?

Auto refinance loan applications are typically approved (or denied) within 1 hour and funded within 1 to 7 days of approval

Does SpringboardAuto.com report loan payments to credit bureaus?

SpringboardAuto.com reports payment behavior to one or more of the following credit reporting agencies:

  • Experian
  • Transunion 

  • Max Loan Term (Months)
    72
  • Institution Type
    Marketplace Lending Platform
  • Credit Score Range
    500 - 850
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
  • Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
  • Joint Loan Applications Accepted
    Only Individual Applications
  • Maximum Mileage
    125,000
  • Maximum Vehicle Age
    8
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
  • Minimum Age
    18
  • Minimum Annual Income
    $13200
  • Supported Income Types
    • 1099 Misc. Income
    • Cash / Other
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
  • Verification Documents Required?
    • Proof of Income
    • Recent Pay Stubs
    • Driver License (or other photo ID)
    • Proof of citizenship/residence
  • Approval Speed (Hours)
    1
  • Funding Time Range (in days)
    1 - 7
  • Payment Options
    • Automatic Payments
    • Check by mail
    • Credit/Debit Card
  • Pre-Approved Soft Credit Inquiry
  • Credit Bureau Reporting
    • Experian
    • TransUnion
  • Loan Amount
    $7500 - $50000
  • APR
    5% - 36%
Offers made by SpringboardAuto.com, Inc. are subject to terms and conditions. Married individuals may apply without their spouse. Alimony, child support or separate maintenance income need not be revealed if you do not choose to have it considered as a basis for repaying the obligation.
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