Features

Where does SunTrust Bank do business?

SunTrust Bank is based in Atlanta, GA. It was founded in 1865 and offers auto refinance loans in state across the USA.

What are the auto loan refinancing rates offered through SunTrust Bank?

APRs for auto refinance loans through SunTrust Bank range from 2.19% to 8.34%.

What is the maximum loan term for a SunTrust Bank refinance loan?

SunTrust Bank offers auto refinancing loans with terms of up to 84 months.

Does SunTrust Bank charge an origination fee on auto refinance loans?

No, SunTrust Bank does not charge a loan origination fee for refinancing an auto loan.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount.

Does SunTrust Bank charge a late fee?

Yes, auto refinance loans via SunTrust Bank are subject to late payment penalty fees.

Does SunTrust Bank charge prepayment fees?

Yes, SunTrust Bank does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment feees can reduce or even cancel the interest savings of repaying a loan early.

What are the key eligibility criteria for SunTrust Bank auto loan refinancing?

SunTrust Bank requires borrowers to have a credit score of at least 700 to apply for auto loan refinancing.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit

What is the estimated funding time for an auto loan refinance with SunTrust Bank?

Auto refinance loan applications are typically approved (or denied) within 24 hours and funded within 0 to 1 days of approval

 

  • Max Loan Term (Months)
    84
  • Credit Score Range
    700 - 850
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Retired
    • Self-Employed
  • Immigration Status Considered
    U.S. Permanent Resident
  • Joint Loan Applications Accepted
    Only Individual Applications
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
  • Minimum Age
    18
  • Supported Income Types
    • 1099 Misc. Income
    • Cash / Other
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
  • Verification Documents Required?
    • Driver License (or other photo ID)
    • Proof of citizenship/residence
  • No Origination Fee
  • Approval Speed (Hours)
    24
  • Funding Time Range (in days)
    Up to 1
  • Payment Options
    • Automatic Payments
    • Check by mail
  • APR
    2.19% - 8.34%
"Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher."
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