Where does Unify Lenders do business?
Unify Lenders is based in Pompano Beach, FL. It was founded in 2013 and offers auto refinance loans in state across the USA.
What are the auto loan refinancing rates offered through Unify Lenders?
APRs for auto refinance loans through Unify Lenders range from 1.99% .
What is the maximum loan term you can get with Unify Lenders?
Unify Lenders offers auto refinancing with a maximum term of 70 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto refinancing loan, the more interest you will pay.
Does Unify Lenders charge an origination fee on auto refinance loans?
Yes, Unify Lenders charges a loan origination fee.
Does Unify Lenders charge a late fee?
Yes, auto refinance loans via Unify Lenders are subject to late payment penalty fees.
Does Unify Lenders charge prepayment fees?
Yes, Unify Lenders does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment feees can reduce or even cancel the interest savings of repaying a loan early.
What are the key eligibility criteria for Unify Lenders auto loan refinancing?
Applicants with a credit score of at least 300 can apply for a loan via Unify Lenders. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Proof of citizenship or residence permit
- Recent pay stubs
What is the estimated funding time for an auto loan refinance with Unify Lenders?
Auto refinance loan applications are typically approved (or denied) within 48 hours and funded within 1 to 7 days of approval
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- Only Individual Applications
- Active Duty Military
- Military Dependent
- Employed Full-Time
- Employed Part-Time
- U.S. Permanent Resident
- Recent Pay Stubs
- Driver License (or other photo ID)
- Proof of citizenship/residence (Green Card)