Where does Unify Lenders do business?

Unify Lenders is based in Pompano Beach, FL. It was founded in 2013 and offers auto refinance loans in state across the USA.

What are the auto loan refinancing rates offered through Unify Lenders?

APRs for auto refinance loans through Unify Lenders range from 1.99% .

What is the maximum loan term for a Unify Lenders refinance loan?

Unify Lenders offers auto refinancing loans with terms of up to 70 months.

Does Unify Lenders charge an origination fee on auto refinance loans?

Yes, Unify Lenders charges a loan origination fee.

Does Unify Lenders charge a late fee?

Yes, auto refinance loans via Unify Lenders are subject to late payment penalty fees.

Does Unify Lenders charge prepayment fees?

Yes, Unify Lenders does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment feees can reduce or even cancel the interest savings of repaying a loan early.

What are the key eligibility criteria for Unify Lenders auto loan refinancing?

Unify Lenders requires borrowers to have a credit score of at least 300 to apply for auto loan refinancing.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan refinance with Unify Lenders?

Auto refinance loan applications are typically approved (or denied) within 48 hours and funded within 1 to 7 days of approval


  • Max Loan Term (Months)
  • Credit Score Range
    300 - 850
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
  • Immigration Status Considered
    U.S. Permanent Resident
  • Joint Loan Applications Accepted
    Only Individual Applications
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
  • Minimum Age
  • Verification Documents Required?
    • Recent Pay Stubs
    • Driver License (or other photo ID)
    • Proof of citizenship/residence
  • Approval Speed (Hours)
  • Funding Time Range (in days)
    1 - 7
  • Payment Options
    • Automatic Payments
    • Check by mail
    • Credit/Debit Card
  • APR
    Starting at 1.99%
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