Features

Where does US Bank do business?

US Bank is based in Minneapolis, MN. It was founded in 1891 and offers auto loan refinancing in states.

What are US Bank’s auto loan refinancing rates?

US Bank offers refinance loans with APRs starting at 3.12% .

What is the maximum loan term for a US Bank refinance loan?

US Bank offers auto refinancing loans with terms of up to 72 months.

Does US Bank charge an origination fee?

Yes, US Bank charges a loan origination fee.

What is US Bank’s eligibility criteria?

US Bank requires borrowers to have a credit score of at least 650 to apply.

To qualify, applicants must provide the following documentation:

- Driver license

- Proof of citizenship or residence permit

What is the estimated funding time for a US Bank auto loan refinance?

US Bank will typically approve (or deny) a loan application within 24 hours and fund it within 1 to 7 days.

 

  • Payment Options
    • Automatic Payments
    • Check by mail
  • APR
    Starting at 3.12%
  • Max Loan Term (Months)
    72
  • Credit Score Range
    650 - 850
  • Immigration Status Considered
    U.S. Permanent Resident
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
  • Minimum Age
    18
  • Supported Income Types
  • Verification Documents Required?
    • Driver license (or other photo ID)
    • Proof of citizenship/residence
  • Institution Type
  • Approval Speed (Hours)
    24
  • Deferred Payments
  • Funding Time
    1-7 days
  • Credit Bureau Reporting
"Rates as low as 3.12% APR are available for 3-year auto loans $10,000 and higher at 100% loan-to-value (LTV) or less. Rates may be higher for loans to purchase a vehicle from a private party, smaller loan amounts, longer terms, vehicles older than 6 model years and a lower credit score. In order to receive the lowest rate advertised, a setup of automatic payment from a U.S. Bank Consumer Checking Package is required."
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