Check Into Cash is a direct lender based in Cleveland, TN. It was founded in 1993 and offers access to auto title loans in 19 states across the USA.
Check Into Cash offers auto title loans with APRs starting at 6.99% and up to 36%.
Yes, Check Into Cash charges a loan origination fee.
Yes, Check Into Cash charges borrowers a late payment fee.
Yes, Check Into Cash charges additional fees to borrowers who pay off their loans soon than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.
Loan amounts start at $1,350 and go up to $25,000.
Check Into Cash offers auto title loans with a maximum term of 12 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
Applicants with a credit score of at least 500 can apply for a loan via Check Into Cash. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
To qualify for a loan, you must have a clean title of your vehicle. In other words, you must be the undisputed owner of the vehicle. You can't have any liens or levies from creditors or other parties on your vehicle's title. Don't worry, there are other lenders who will consider borrowers who don't have a clean title.
Only U.S. citizens and permanent residents can apply for a loan.
Check Into Cash will also consider borrowers who are unemployedCheck Into Cash only considers borrowers who are employed
To qualify, applicants may need to provide the following documentation:
Check Into Cash will typically provide a credit approval decision in less than an hour and fund the loan within 0 and 1 days.
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