Features

Check Into Cash is an auto title loan lender based in Cleveland, Tennessee. It provides loans online and at over 1,000 store locations. 

How Do Check Into Cash Auto Title Loans Work?

Customers can apply online or at one of Check Into Cash's stores. The online application takes as little as five minutes to complete and once you're approved the money is transferred to your account within 24 hours. If you apply for an in-store loan, you can walk out with your cash within minutes of applying. Title loans require a clear title of your car as security.

What Are Check Into Cash's Auto Title Rates?

Rates range from 153.65% to 1041.96% APR on a 14-day loan. Check Into Cash charges a flat finance charge for every $100 borrowed. For instance, in Nevada borrowers must pay $25 for every $100 borrowed, while in Florida the fee is $15. The APR on its loans varies depending on the length of the payday loan. The shorter the loan, the higher the APR.

How Much Money Can I Borrow from Check Into Cash?

The maximum auto title loan amounts range from $1,350 to $25,000 depending on the value of your car or motorcycle, the type of loan, and the state you live in.

Which States Does Check Into Cash Operate In?

 

Title loans are available in Alabama, Arizona, California, Georgia, Idaho, Illinois, Kansas, Louisiana, Mississippi, Missouri, New Mexico, Ohio, Tennessee, Texas, Virginia and Wisconsin.

Other loan types are available in additional states.

What Is Check Into Cash's Application Process Like?

The online application process includes a short form that includes a quick appraisal of your vehicle's value. If you are approved, you will receive a loan offer with the rates and terms of the loan. Once you agree to the terms, the cash will be wired by the next business day. To qualify, you must have a lien-free title for a car or motorcycle to hand over as collateral for the loan. Of course, you can still keep the car. You will also need to provide proof of income and identity. The documents needed vary by state but include pay stubs, bank statements, a social security card as well as other types of identification.

How Is It Better Than Other Auto Title Lenders?

  • Check Into Cash provides the option of applying online and having cash wired to your bank account or picking the money instantly from one of its stores.
  • Offers title loans for cars and motorcycles and its rates are competitive when compared to other title lenders.
  • It's also licensed in all the states where it operates.
  • Loan Amount
    $1350 - $25000
  • Payment Options
    Automatic Payments
  • APR
    6.99% - 36%
  • Max Loan Term (Months)
    12
  • Clean Title Required
  • Credit Score Range
    500 - 640
  • Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
  • Maximum Vehicle Age
    36
  • Military Status
    Non-Military
  • Minimum Age
    18
  • Supported Income Types
    • 1099 Misc. Income
    • Cash / Other
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
  • Vehicle Requirements
    • Clear title
    • Vehicle paid off
  • Verification Documents Required?
    • Recent pay stubs
    • Driver license (or other photo ID)
    • Proof of citizenship/residence
  • Funding Time
    Same day
  • Credit Bureau Reporting
  • Institution Type
    Direct Lender
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