Axos Bank (Company)
NMLS ID #524995
· Member FDIC
Claimed Learn More

Axos Bank (Company)

NMLS ID #524995
· Member FDIC
SuperMoney Net Recommendation Score +68  



Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly recommended

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Community Rating Strongly recommended
Founded 2000
Available Categories 12
Number of Reviews 139

Axos Bank Review

Axos Bank was founded in 2000 and is based in San Diego, CA.

Learn more about Axos Bank and its products by browsing the services it offers. You can also read our community reviews and hear what others have to say about their experience with Axos Bank.

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Message From Axos Bank

Since we first opened for business on July 4, 2000, Axos Bank has been leading the way in digital banking. Today we’re a technology-driven financial services company that provides innovative banking products and services to customers nationwide. Born digital, we challenge the status quo by liberating you from the constraints of traditional banking. With technology-driven financial services that evolve to meet your needs, we help you stay ahead in life and business.

Message From Our Editor

What We Love About Axos Bank

Axos Bank offers a hassle-free switch kit with an easy online application and deposit process. All new members will be able to sign up, apply, and transfer funds to start their account online or through the app, without the hassle and with step-by-step guidance there to help you every step of the way. As online banking continues to grow in popularity, this account is among the best, offering, low fees, competitive APY rates, and unlimited ATM use with all fees reimbursed.

That’s probably one of the primary selling points for most consumers: unlimited ATM fee reimbursement. That means you can access your money anywhere, anytime, at no extra cost.

What Could Axos Bank Do Better?

Axos Bank also has a host of other lending products and services, but they don’t offer as much insight or information about them. The focus seems to be primarily on their standard banking services. However, buyers could stand to know that this alternative lender offers mortgages, auto financing, and more. A little more marketing could go a long way.

Axos Bank Backstory

Axos Bank was founded in 2000 as Digital Bank. Today, it has become a full-service tech-based financial provider serving individuals, institutions, and businesses alike. Its unique business model allows it to incur low overhead, which means the bank can pass on lower rates, better terms, and fewer fees to its customers as a result.

Axos Bank offers checking, savings, and money market banking, along with mortgage loans, auto loans, and other lending services. Most loans are approved within 24 hours and the company provides transparent information about terms and conditions.

The Verdict

Axos Bank is a leading online bank and they have FDIC-insured products and services available that make them worth a look. Their online application process is simple and they have several financial products available for consumers and commercial customers alike.

You can compare Axos checking accounts and services to other banks and accounts, allowing you to ensure that you’re getting the best rates. If you want to learn more about banking, check out our guide to the best checking accounts.


Hours of Operation

Pacific Time
  • Sunday 12:00pm - 12:00pm
  • Monday 12:00pm - 12:00pm
  • Tuesday 12:00pm - 12:00pm
  • Wednesday 12:00pm - 12:00pm
  • Thursday 12:00pm - 12:00pm
  • Friday 12:00pm - 12:00pm
  • Saturday 12:00pm - 12:00pm

Axos Bank Community Reviews


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Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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