What we love about Lending.com

Lending.com offers online mortgages and home refinancing to consumers. It makes the process as simple as possible, letting you fill out an application online before having a short conversation with a loan originator to finalize your loan details.

Lending.com also offers reverse mortgages, giving homeowners a way to turn their home equity into a source of income during retirement.

Lending.com operates in every state except New York, so you can use its services almost everywhere in the United States.

The company’s website also includes some useful calculators that you can use to figure out how much you can afford and what your mortgage payment will be.

What could Lending.com do better?

One of the drawbacks of Lending.com is a lack of clarity. The company’s website has very little information about the company. It is composed mostly of the loan application and calculators that you can use to gauge the affordability of a mortgage. The site doesn’t include important information like mortgage rates and fees.

Lending.com’s backstory

Lending.com started as B2R Holdings. The company launched B2R Finance in 2013 to offer financing to real estate investors. The company rebranded to Lending.com and expanded its loan offerings to target consumers looking to purchase or refinance their home.

The Verdict

Lending.com offers a quick and easy online loan application so if you want to apply for a mortgage without going to a bank or seeing a lender in-person, the website might be the right choice for you. However, it’s hard to get an idea of how good the loan offer will be before applying because the company doesn’t disclose much information on its website.

If you’re shopping around for a mortgage, Lending.com is worth considering as you could get a good deal, but you shouldn’t use it as your first and only choice