While our history shows how things have changed over time, the things that haven’t changed are the foundation and principles upon which our institution is built – soundness, quality, leadership, and our commitment to always putting our customers first. Our company is built around the character of our people and communities. We constructed a strong foundation based on soundness, integrity, and a dedication to our customers, employees, and communities. We are a family-controlled bank and we understand there is a wrong way and a right way to do banking. We choose the right way. We have been helping families and businesses make the most of their money for over 111 years. We have worked alongside our customers to ensure their financial plans become a reality. We have shared in their dreams and accomplishments. We have built relationships that have lasted for generations. Everything we do is about helping you, our customer succeed. As always, we are committed to being here for you.

Since its inception, the bank's primary mission has been to serve the banking needs of the people in the counties and surrounding communities where Magnolia State Bank is located, and this continues to be the primary driving force behind the bank today. Through the years, the Bank has built a reputation of soundness, quality, leadership, and superior service that has served customers well. This has enabled Magnolia State Bank to acquire a major share of the local banking markets in which it operates. Magnolia State Bank has grown and prospered through the years since the bank's opening as the first National Bank of Eastman in 1909. Magnolia State Bank has banking facilities serving Eastman, Gray, Milledgeville and the surrounding communities. We have operated as an independent community bank under local management for over 100 years. The Board of Directors of the bank remain convinced that this direction can continue to offer a superior level of service to our customers, more rewarding careers for our employees, and higher returns for our shareholders.