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New Jersey Manufacturers

in Boaters Insurance

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New Jersey Manufacturers

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in Boaters Insurance

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Overview

Where does New Jersey Manufacturers do business?

New Jersey Manufacturers is an insurance carrier with headquarters in West Trenton, NJ. The company was established in 1913 and offers boat insurance in 2 states in the USA.

What types of boat insurance coverage does New Jersey Manufacturers offer?

Although we often talk about boat insurance in the singular, it really includes several types of coverage. New Jersey Manufacturers offers the following types of coverage:

  • Bodily Injury Coverage: This insurance pays for your legal defense and for the costs associated with injuries to other people involved in an accident. 

  • Property Damage Coverage: Usually, this insurance will look after the property damage you cause to another boat or property when at fault in an accident.

  • Collision Coverage: Collision coverage is an optional policy that pays for the cost of repairing or replacing your boat after an accident. If you have a lease, the lender may require you to buy collision insurance.

  •  Comprehensive Coverage: If your boat is damaged in an event other than a collision, comprehensive coverage will pay for the cost of the repair. Covered events include storms, floods, fire, vandalism, and theft.

  • Fuel Spill Clean-Up: Protects you from cleanup claims or third-party damage caused by the accidental discharge of oil or fuel.

  • Water Sports Coverage: A must for boat owners who plant to use their vessel for water skiing, wakeboarding, and other water sports

  • Salvage/Wreckage Removal: Some standard insurance policies will subtract salvage costs from the insured value of the boat or only offer a small percentage of the coverage amount for salvage. This endorsement protects from the specific costs and liability that go with a wreckage or salvage.

New Jersey Manufacturers also provides access to the following endorsements:

  • Total Loss Replacement: If it's a total loss, this policy will pay you based on the agreed value, actual cash value or the replacement cost value.
  • Medical Payments Coverage: Medical payments insurance covers for the medical costs caused by an accident regardless of who is at fault. Most policies will also cover funeral expenses.

  • Personal Injury Protection: Personal injury protection, also known as PIP, typically covers medical expenses, loss of essential services, funeral services, and loss of income. It is similar to medical payments coverage, or MedPay for short. The difference is that MedPay will only cover for reasonable medical expenses.

  • Travel Expenses / Trip Interruption Coverage: This coverage helps pay for non-refundable expenses if your trip is delayed or canceled due to an accident, mechanical breakdown, theft, injury, unexpected illness, or some other covered event.

  • Transport Trailer Coverage: This covers non-motorized trailers used to tow your boat. If the trailer is damaged or causes damage, this policy will cover the costs and tow your boat.

What benefits does New Jersey Manufacturers offer?

New Jersey Manufacturers offers the following benefits to its customers:

  • Digital Claims Reporting: Never fax or mail a document again.

What discounts can you ask for when applying for a policy with New Jersey Manufacturers?

When you ask for a quote with New Jersey Manufacturers, make sure you ask for all the discounts you qualify for. These are the discounts you can claim that are specific to boat insurance.

  • Diesel Engines: If your boat has diesel engines, you can request a deduction, particularly from your physical damage coverage.

Want more discounts? Check the discounts tab for a full list of general policy discounts you can qualify for with New Jersey Manufacturers.

What is the financial strength rating of New Jersey Manufacturers?

The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies.  SuperMoney's financial strength rating is based, among other factors, on the average score of available ratings.

New Jersey Manufacturers scores an A+, SuperMoney's highest available rating.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   301 Sullivan Way
    West Trenton, NJ 08628 USA
  •   Visit Site

Other Services by New Jersey Manufacturers

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 2 states
  • New Jersey
  • Pennsylvania

Feature Breakdown

Policy Discounts
  • Claims Free
  • Continuously Insured
  • Mature / Experienced Operator
Vehicle and Equipment Discounts
  • Alternative Fuel / Hybrid
Liability Vehicle Insurance
  • Bodily Injury Coverage
  • Property Damage Coverage
  • Uninsured Motorist
  • Underinsured Motorist
Boaters Insurance
  • Fuel Spill Clean-Up
  • Water Sports Coverage
  • Wreckage Removal
Medical Vehicle Insurance
  • Medical Payments Coverage
  • Personal Injury Protection
Vehicle Coverages
  • Comprehensive
  • Collision
Vehicle Policy Endorsements
  • Transport Trailer Coverage
  • Travel Expenses / Trip Interruption Coverage
Boaters Policy Endorsements
  • Fishing Equipment & Carry-On Items
  • Total Loss Replacement
Financial Strength Rating
  • A+
On-Water Towing and Labor
 
Carrier Features
  • Digital Claims Reporting
Fuel Spill Liability
 

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