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SuperMoney Net Recommendation Score +67% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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USAA Boat Insurance Overview

USAA is a financial services company designed to serve military members along with their families. The Texas-based business was established in 1922 and has over $28.2 billion in assets. USAA offers a variety of products including banking and investing programs as well as insurance policies on everything from houses and apartments to RVs and boats.

What Are USAA Boat Insurance’s Ratings?

USAA has been praised by independent institutions that rank the financial health of businesses. The insurance company has been given an A++ from A.M. Best, an AA+ from Standard & Poor’s and an Aaa from Moody’s. Additionally, USAA has been awarded an A+ from the BBB.

What Boat Insurance Coverage Does USAA Offer?

USAA offers insurance for boats, Jet Skis, transport trailers and other marine equipment. With the company, boaters insurance policies typically provide the following types of coverage:

- Property protection in cases of theft or damage.

- Liability in cases where a lawsuit results from an accident.

How Does USAA Compare with Other Boat Insurance Companies?

USAA tailors its services to members of the military, offering competitive rates and flexible policies to meet your individual needs. The company offers a 5% discount on boat insurance just for being a USAA member. You may also be eligible for additional savings if you've recently passed an approved safety course or are insuring multiple watercrafts on the same policy.

SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Liability Vehicle Insurance
  • Bodily Injury Coverage
  • Property Damage Coverage
  • Uninsured Motorist
  • Underinsured Motorist
Boaters Insurance
  • Wreckage Removal
Medical Vehicle Insurance
  • Medical Payments Coverage
  • Personal Injury Protection
Vehicle Coverages
  • Comprehensive
  • Collision
Vehicle Policy Endorsements
  • Transport Trailer Coverage
Boaters Policy Endorsements
  • Fishing Equipment & Carry-On Items
  • Total Loss Replacement
Financial Strength Rating
  • A+
Emergency Roadside Assistance  
On-Water Towing and Labor  
Carrier Features
  • 24/7 Phone Availability
Available 24/7 by Phone  
Fuel Spill Liability  



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