USAA Boat Insurance Overview

USAA is a financial services company designed to serve military members along with their families. The Texas-based business was established in 1922 and has over $28.2 billion in assets. USAA offers a variety of products including banking and investing programs as well as insurance policies on everything from houses and apartments to RVs and boats.

What Are USAA Boat Insurance’s Ratings?

USAA has been praised by independent institutions that rank the financial health of businesses. The insurance company has been given an A++ from A.M. Best, an AA+ from Standard & Poor’s and an Aaa from Moody’s. Additionally, USAA has been awarded an A+ from the BBB.

What Boat Insurance Coverage Does USAA Offer?

USAA offers insurance for boats, Jet Skis, transport trailers and other marine equipment. With the company, boaters insurance policies typically provide the following types of coverage:

- Property protection in cases of theft or damage.

- Liability in cases where a lawsuit results from an accident.

How Does USAA Compare with Other Boat Insurance Companies?

USAA tailors its services to members of the military, offering competitive rates and flexible policies to meet your individual needs. The company offers a 5% discount on boat insurance just for being a USAA member. You may also be eligible for additional savings if you've recently passed an approved safety course or are insuring multiple watercrafts on the same policy.

  • Emergency Roadside Assistance
  • On-Water Towing and Labor
  • Available 24/7 by Phone
  • Medical Payments
  • Boat Liability
  • Fuel Spill Liability
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