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USAA Boat Insurance Overview

USAA is a financial services company designed to serve military members along with their families. The Texas-based business was established in 1922 and has over $28.2 billion in assets. USAA offers a variety of products including banking and investing programs as well as insurance policies on everything from houses and apartments to RVs and boats.

What Are USAA Boat Insurance’s Ratings?

USAA has been praised by independent institutions that rank the financial health of businesses. The insurance company has been given an A++ from A.M. Best, an AA+ from Standard & Poor’s and an Aaa from Moody’s. Additionally, USAA has been awarded an A+ from the BBB.

What Boat Insurance Coverage Does USAA Offer?

USAA offers insurance for boats, Jet Skis, transport trailers and other marine equipment. With the company, boaters insurance policies typically provide the following types of coverage:

- Property protection in cases of theft or damage.

- Liability in cases where a lawsuit results from an accident.

How Does USAA Compare with Other Boat Insurance Companies?

USAA tailors its services to members of the military, offering competitive rates and flexible policies to meet your individual needs. The company offers a 5% discount on boat insurance just for being a USAA member. You may also be eligible for additional savings if you've recently passed an approved safety course or are insuring multiple watercrafts on the same policy.

  • Emergency Roadside Assistance
  • On-Water Towing and Labor
  • Available 24/7 by Phone
  • Medical Payments
  • Boat Liability
  • Fuel Spill Liability
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0 votes

I've had USAA Auto Insurance since I began driving. Not a single accident is 20+ years, and USAA was perfect. The greatest feature is their customer service. Always helpful, fast, and easy to work with. Their communication is fast, and their rates are wonderful. I will never switch.


0 votes

Haven't found any insurance that compares to USAA's cost and service. They're there when you need them and always have assistance from other programs, if needed. I do all my finances with USAA,


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I recently opened up a policy for my Sea Ray with USAA Insurance, after doing much research and shopping around. Their rate is the cheapest I found for the coverage provided, excellent coverage by the way.


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