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Chase Business Complete Banking
in Business Checking Accounts from Chase Bank · Member FDIC
Claimed Promo Offer Available! Visit Site

Chase Business Complete Banking

Claimed Promo Offer Available!
in Business Checking Accounts from Chase Bank · Member FDIC
SuperMoney Net Recommendation Score +38  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly recommended by SuperMoney users with a score of +38, equating to 3.8 on a 5 point rating scale.

+38

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating Mostly recommended
Monthly Fee $0 - $15
(Verified 08/04/2023)
ATM Fee: Out-of-Network $3
APY (Annual Percentage Yield) 0%
(Verified 08/04/2023)
Minimum Balance to Avoid Monthly Fee Starting at $2,000
Number of Reviews 8

Chase Business Complete Banking Review

Chase Business Complete Banking is offered by Chase Bank, a bank founded in 1877 and based in New York, NY. Chase Business Checking are available in 41 states (and Washington, DC).

Key Takeaways

  • Earn $300 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
  • 0% APY. As with most checking accounts, Chase Business Complete Banking does not pay interest.
  • Charges a monthly fee. This account charges a monthly service fee of up to $15, but the fee is waived if you keep a minimum balance of $2,000 or have a monthly direct deposit of $2,000.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • Bill pay. Pay your bills to practically anyone in the United States through Chase Bank.

Chase Business Complete Banking Pros & Cons

Pros Cons
  • Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions.
  • Accept fast payments through the Chase Mobile® app. A built-in feature of Business Complete Checking – no additional application needed.
  • Helping you save money. Multiple ways to waive service fees and unlimited digital transactions helps you keep more of your money.
  • Process all major debit and credit cards with QuickAccept®. It's a built-in feature with your Business Complete Checking account.
  • Generous signup bonus.
  • Available in 41 states.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • Access to a nationwide network of ATMs.
  • Does not earn interest
  • Higher than average wire transfer fees.
  • Monthly service charge (if minimums are not met).
  • Charges a higher than average fee on out-of-network ATM transactions.

Chase Business Complete Banking FAQ

Are business checking accounts from Chase Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #628). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Chase Business Complete Banking offer?

Chase Business Complete Banking is not an interest-bearing account.

What are the account minimums for Chase Business Complete Banking?

Chase Business Complete Banking does not require a minimum initial deposit.

Chase Business Complete Banking Account Minimums
Description Amount
Minimum Initial Deposit $0
Minimum Direct Deposit to Avoid Monthly Fee $2,000
Minimum Balance to Avoid Monthly Fee $2,000

What fees does Chase Business Complete Banking charge?

This account charges a monthly maintenance fee of up to $15.

Chase Business Complete Banking Fees
Description
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $3
Debit Card Replacement Fee $0
Monthly Fee $0 - $15*
NSF Fee $34
Overdraft Item Fee $34
Paper Statement Fee $6
Returned Deposit Fee (Domestic) $12
Returned Deposit Fee (International) $12
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $50

What features and perks does Chase Business Complete Banking offer?

This account includes the following features:

  • Signup Bonus - Open an account and you will receive a signup bonus of up to $300 if you deposit a minimum of $2,000.
  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - Chase Business Complete Banking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Chase Business Complete Banking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
Chase Business Complete Banking Disclosure: Checking offer is not available to existing businesses with Chase business checking accounts, local, state or Federal Government entities or agencies, Not for Profit organizations, Political Action Committees, or those with campaign or other political accounts, or whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years from account opening. Signers can receive one new business checking account opening-related offer every two years from the last offer enrollment date. Only one offer per account. To receive the business checking offer: Open: Visit a branch or chase.com/business and open a new Chase Business Complete Checking® account. To open a Chase Performance Business Checking® (or Chase Performance Business Checking® with Interest) account or Chase Platinum Business CheckingSM account, please visit a branch. Accounts are subject to approval. Fund: Deposit a total of $2,000 or more in new money into your new qualifying checking account within 30 days from offer enrollment. The new money cannot be existing deposits at Chase or its affiliates. Your new money deposit amount will be determined in the following manner at 30 days from offer enrollment. Maintain: Maintain at least a $2,000 balance for 60 days from the offer enrollment. The new money cannot be funds held by your business at Chase or its affiliates. Complete: Complete 5 qualifying transactions within 90 days of offer enrollment. Qualifying transactions are: debit card purchases, accepting credit and debit card payments with QuickAccept®, Chase QuickDepositSM, ACH (Credits), wires (Credits and Debits), Chase OnlineSM Bill Pay. ACH (Debits), Person to Person payments such as Zelle® and online transfers to Chase credit card(s) are not considered qualifying transactions. After you have completed all the above checking requirements, we'll deposit the offer amount in your new account within 15 days. To receive this offer, the enrolled account must not be closed or restricted at the time of payout. Offer is good for one-time use. Employees of JPMorgan Chase Bank, N.A. and our affiliates are not eligible. Chase reserves the right to withdraw this offer at any time without notice. Offers are considered interest and may be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Chase Business Checking

when you open a Business Complete Checking account. For new Chase business checking customers with qualifying activities. Chase Business Complete Banking1 takes care of the basics, so you can focus on growing your business.

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Promotional Offers

Special Offers

Earn $300

Earn $300 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

Other Services by Chase Bank

Availability

  Available in 41 states and Washington, D.C.
  • Alabama
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Missouri
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New York
  • North Carolina
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin

Feature Breakdown

Minimum Balance to Avoid Monthly Fee Starting at $2,000
Minimum Direct Deposit to Avoid Monthly Fee Starting at $2,000
Minimum Opening Deposit Starting at $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $3
Debit Card Replacement Fee $0
Monthly Fee $0 - $15
(Verified 08/04/2023)
NSF Fee $34
Overdraft Item Fee $34
Paper Statement Fee $6
Returned Deposit Fee (Domestic) $12
Returned Deposit Fee (International) $12
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $50
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Business Formation Documents
  • Government Issued Photo ID
  • Social Security Number
  • Business Tax Return
  • Employer Identification Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Nationwide ATM Network
  • Check Images with Statement
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC
  • Expense Management
Bonus Offer Earn $300 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
Signup Bonus $300
Signup Deposit Requirement $2,000
APY (Annual Percentage Yield) 0%
(Verified 08/04/2023)

Chase Business Complete Banking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly recommended by SuperMoney users with a score of +38, equating to 3.8 on a 5 point rating scale.

+38

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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