SuperMoney

US Bank Business Edge Select Rewards

in Business Credit Cards

Unaffiliated Visit Site

US Bank Business Edge Select Rewards

Unaffiliated

in Business Credit Cards

SuperMoney Net Recommendation Score +50% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly recommended

1 users recommend
1 users are unsure
0 users don't recommend
Cast your vote
Cast your vote

Would you recommend US Bank Business Edge Select Rewards to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Overview

Who is US Bank Business Edge Select Rewards Designed For?

US Bank Business Edge Select Rewards is a great card for business owners want a no-annual fee rewards card with a high rewards rate and low APRs. The card is particularly good for businesses that spend a lot on either day-to-day office expenses, automotive expenses or travel and entertainment expenses, as they can earn 3 points per dollar on any one of those categories. The card has a 0% APR intro rate on purchases, which also makes it a good option for companies who are looking to make large purchases and are planning to carry a balance over a series of months.

What are the Rates for US Bank Business Edge Select Rewards?

- US Bank Business Edge Select Rewards rates range from 12.49% APR to 18.49% APR on balance transfers and new purchases depending on the credit history of cardholders. These are low rates for a cash back rewards card with no annual fee. New cardholders receive a 9-month 0% APR intro rate. Cash advances have a 24.49% APR and there is a 28.99% APR penalty rate on new transactions when cardholders are late on their payments.

What Are the Fees for Business Edge Select Rewards Card Credit Card?

- The US Bank Business Edge Select Rewards card does not have an annual fee, which is rare for a card with high reward rates and a sign-up bonus.

There is also a 3% fee on foreign transactions and balance transfers ($5 minimum on balance transfers). Foreign transactions performed in dollars have a 2% fee. Cash advances have a 3% to 4% fee, depending on the withdrawal method you use. Late payments have a penalty fee of up to $39, returned payments trigger a $35 fee, and exceeding the accounts credit limit comes with a $39 fee.

What Is The Rewards Program Like for US Bank Business Edge Select Rewards?

US Bank Business Edge Select Rewards members get three points per every $1 they spend on one category of their choice: day-to-day expenses, automotive expenses, and travel and entertainment expenses. Notice cardholders can only choose one of these categories and must decide when applying for the card. All other purchases earn one point per dollar.

There are no caps or limits on the amount of points members can earn and these can be redeemed for gift cards, merchandise, travel or even statement credits.

What about the US Bank Business Edge Select Rewards Signup Bonus?

US Bank Business Edge Select Rewards gives new cardholders 10,000 bonus points once they spend $500 in purchases within the first 90 days of opening the account.

Does US Bank Business Edge Select Rewards Have Any Other Benefits?

The US Bank Business Edge Select Rewards credit card doesn't offer much in the way of benefits and perks. Apart from regular account tools, such as online banking and free online spending reports, this card doesn't give members much except access to 15% savings on purchases through participating merchants of Visa's SavingsEdge program.

How Is US Bank Business Edge Select Rewards Better Than Other Credit Cards?

The US Bank Business Edge Select Rewards card has no annual fee but yet manages to offer a modest signup bonus, relatively low rates and 3x reward points for every dollar in one of three broad business expenses categories. Although it is very light on benefits and rewards, it is a good option as a secondary card for businesses that regularly make substantial purchases within one of its bonus categories.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Feature Breakdown

Grace Period
24
Annual Fee
$0
No Annual Fee
Late Payment Penalty
$39
Returned Payment Fee
$35
Over-Limit Fee
$39
Minimum Interest Charge
$2
Foreign Currency Transaction Fee
3%
Minimum Age
18
Customer Type
Business
Credit Card Benefits
  • Fraud Liability
Fraud Liability
Rewards Categories
  • Advertising Services
  • Airfare
  • Car Rentals
  • Entertainment
  • Gas
  • Hotels
  • Internet / Cable / Phone
  • Office Supplies
  • Restaurants
  • Shipping
  • Trains, Cruises, Other Travel
  • Utilities
Bonus Rewards
3x
Every Purchase
1x
Signup Bonus (points)
20,000
Cash Advance APR
(Array)
Starting at
25.74%
Purchases APR
(Variable APR)
13.74% - 24.74%
12% 30%
Penalty APR
29.99%
Introductory Rate
0%
Balance Transfer APR
(Variable APR)
13.74% - 24.74%
12% 25%
Transfer Fee
3% ($5 minimum)
Introductory Rate
0%

Reviews

Would you recommend US Bank Business Edge Select Rewards to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

US Bank Business Credit Cards

Product

Reviews

Purchases APR

Balance Transfer APR

Annual Fee

Credit Score Range

US Bank Business Edge Platinum Card

US Bank Business Edge Platinum Card

 
1
 
1 total votes
Purchases APR
(Variable APR)
13.74% - 24.74% 12% 30% Variable APR
Balance Transfer APR
(Variable APR)
13.74% - 24.74% 12% 25% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range N/A Credit Score Range
SKYPASS Visa Business Card

SKYPASS Visa Business Card

 
1
 
1 total votes
Purchases APR
(Variable APR)
14.74% - 21.74% 12% 30% Variable APR
Balance Transfer APR
(Variable APR)
14.74% - 21.74% 12% 25% Variable APR
Annual Fee $75 Annual Fee
Credit Score Range N/A Credit Score Range
US Bank Business Platinum Visa Card

US Bank Business Platinum Visa Card

 
 
1
1 total votes
Purchases APR
(Variable APR)
11.74% - 19.74% 12% 30% Variable APR
Balance Transfer APR
(Variable APR)
11.74% - 19.74% 12% 25% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range N/A Credit Score Range
US Bank Business Edge Cash Rewards World Elite Mastercard

US Bank Business Edge Cash Rewards World Elite Mastercard

 
1
 
1 total votes
Purchases APR
(Variable APR)
13.74% - 24.74% 12% 30% Variable APR
Balance Transfer APR
(Variable APR)
13.74% - 24.74% 12% 25% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range N/A Credit Score Range
US Bank FlexPerks Business Edge Travel Rewards

US Bank FlexPerks Business Edge Travel Rewards

 
 
4
4 total votes
Purchases APR
(Variable APR)
13.74% - 24.74% 12% 30% Variable APR
Balance Transfer APR
(Variable APR)
13.74% - 24.74% 12% 25% Variable APR
Annual Fee $55 Annual Fee
Credit Score Range N/A Credit Score Range
US Bank Business Edge Select Rewards

US Bank Business Edge Select Rewards

 
1
 
1 total votes
Purchases APR
(Variable APR)
13.74% - 24.74% 12% 30% Variable APR
Balance Transfer APR
(Variable APR)
13.74% - 24.74% 12% 25% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range N/A Credit Score Range
US Bank FlexPerks Business Edge Travel Rewards
Purchases APR
(Variable APR)
12.24% - 18.24% 12% 30% Variable APR
Balance Transfer APR
(Variable APR)
12.24% - 18.24% 12% 25% Variable APR
Annual Fee $55 Annual Fee
Credit Score Range N/A Credit Score Range