Features

Who is Business Edge Select Rewards Card Designed For?

Business Edge Select Rewards Card is a great card for business owners want a no-annual fee rewards card with a high rewards rate and low interest rates. The card is particularly good for businesses that spend a lot on either day-to-day office expenses, automotive expenses or travel and entertainment expenses, as they can earn 3 points per dollar on any one of those categories. The card has a 0% APR intro rate on purchases, which also makes it a good option for companies who are looking to make large purchases and are planning to carry a balance over a series of months.

What are the Interest Rates for Business Edge Select Rewards Card?

- Business Edge Select Rewards Card' interest rates range from 11.99% to 17.99% APR on balance transfers and new purchases depending on the credit history of cardholders. These are low rates for a cash back rewards card with no annual fee. New cardholders receive a 9-month 0% APR intro rate. Cash advances have a 23.99% APR and there is a 28.99% penalty rate on new transactions when cardholders are late on their payments.

What Are the Fees for Business Edge Select Rewards Card Credit Card?

- The Business Edge Select Rewards Card does not have an annual fee, which is rare for a card with high reward rates and a sign-up bonus.

There is also a 3% fee on foreign transactions and balance transfers ($5 minimum on balance transfers). Foreign transactions performed in dollars have a 2% fee. Cash advances have a 3% to 4% fee, depending on the withdrawal method you use. Late payments have a penalty fee of up to $39 fee, returned payments trigger a $35 fee, and exceeding the accounts credit limit comes with a $39 fee.

What Is Business Edge Select Rewards Card's Rewards Program Like?

Business Edge Select Rewards Card members get three points per every $1 they spend on one category of their choice: day-to-day expenses, automotive expenses, and travel and entertainment expenses. Notice cardholders can only choose one of these categories and must decide when applying for the card. All other purchases earn one point per dollar.

There are no caps or limits on the amount of points members can earn and these can be redeemed for gift cards, merchandise, travel or even statement credits.

What about Business Edge Select Rewards Card's Signup Bonus?

Business Edge Select Rewards Card gives new cardholders 10,000 bonus points once they spend $500 in purchases within the first 90 days of opening the account.

Does Business Edge Select Rewards Card Have Any Other Benefits?

Business Edge Select Rewards Card doesn't offer much in the way of benefits and perks. Apart from regular account tools, such as online banking and free online spending reports, this card doesn't give members much except access to 15% savings on purchases through participating merchants of Visa's SavingsEdge program.

How Is Business Edge Select Rewards Card Better Than Other Credit Cards?

The Business Edge Select Rewards Card has no annual fee but yet manages to offer a modest signup bonus, relatively low interest rates and 3x reward points for every dollar in one of three broad business expenses categories. Although it is very light on benefits and rewards, it is a good option as a secondary card for businesses that regularly make substantial purchases within one of its bonus categories.

  • Card Type
    Balance Transfer Rewards
  • Customer Type
    Business
  • Card Network
    Visa
  • Minimum Age
    18
  • Grace Period / Deferred Interest
    24
  • Late Payment Penalty
    $39
  • Minimum Interest Charge
    $2
  • Over-Limit Fee
    $39
  • Returned Payment Fee
    $35
  • Foreign Currency Transaction Fee
    3%
  • Car Rental Insurance
  • Emergency Support
  • Extended Warranty
  • Flight Insurance
  • Fraud Liability
  • Free FICO Score
  • Lost Luggage Insurance
  • Travel Insurance
  • Air Miles
  • Cashback
  • Points
  • Purchases APR
    11.99% - %
  • Transfer Fee
    3% ($5 minimum)
  • Balance Transfer APR
    11.99% to 17.99% APR% - %
js-table-filter bizname-us-bank-business-edge-select-rewards-visa-card
js-table-filter air-miles-136
js-table-filter airlines-140
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter cashback-135
js-table-filter gas-139
js-table-filter points-137
11.99
js-table-filter restaurants-142
js-table-filter travel-143
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-12
js-table-filter credit-required-115
js-table-filter credit-required-116

  • Air Miles
  • Airlines
  • Cashback
  • Gas
  • Points
  • Restaurants
  • Travel
  • No Annual Fee
  • 0% Introductory APR
Card Type Balance Transfer
Card Type Rewards
Purchases APR 11.99%
070
js-table-filter bizname-us-bank-flexperks-business-edge-rewards-card
js-table-filter air-miles-136
js-table-filter airlines-140
55
js-table-filter ccard-type-136
js-table-filter cashback-135
js-table-filter gas-139
js-table-filter groceries-141
js-table-filter points-137
11.99
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-12
js-table-filter credit-required-115
js-table-filter credit-required-116

  • Air Miles
  • Airlines
  • Cashback
  • Gas
  • Groceries
  • Points
  • No Annual Fee First Year
Annual Fee $55
Card Type Rewards
Purchases APR 11.99%
043
js-table-filter bizname-us-bank-flexperks-business-travel-rewards-visa
js-table-filter airlines-140
55
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter gas-139
js-table-filter points-137
11.99
js-table-filter travel-143
js-table-filter card-type-12
js-table-filter credit-required-115
js-table-filter credit-required-116

  • Airlines
  • Gas
  • Points
  • Travel
Annual Fee $55
Card Type Balance Transfer
Card Type Rewards
Purchases APR 11.99%
Balance Transfer APR 11.99% – 17.99% var. APR%
030
js-table-filter bizname-us-bank-flexperks-business-select-rewards-visa
25
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter points-137
11.99
js-table-filter card-type-12
js-table-filter credit-required-115
js-table-filter credit-required-116

  • Points
Annual Fee $25
Card Type Balance Transfer
Card Type Rewards
Purchases APR 11.99%
Balance Transfer APR 11.99% – 17.99% var. APR%
030
js-table-filter bizname-korean-air-skypass-visa-business-card
js-table-filter air-miles-136
75
js-table-filter ccard-type-137
js-table-filter ccard-type-136
12.99% – 19.99% var. APR
js-table-filter card-type-12
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

  • Air Miles
  • No Foreign Transaction Fee
Annual Fee $75
Card Type Balance Transfer
Card Type Rewards
Purchases APR 12.99% – 19.99% var. APR%
Balance Transfer APR 12.99% – 19.99% var. APR%
058
js-table-filter bizname-us-bank-business-platinum-visa-card
0
js-table-filter ccard-type-137
9.99% – 20.99% var. APR
0% APR for 15 months
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-12
js-table-filter credit-required-115
js-table-filter credit-required-116

  • No Annual Fee
  • 0% Introductory APR
Card Type Balance Transfer
Purchases APR 9.99% – 20.99% var. APR%
Balance Transfer APR 9.99% – 20.99% var. APR%
048
js-table-filter bizname-business-edge-cash-rewards-card
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter cashback-135
js-table-filter gas-139
11.99
js-table-filter no-introductory-apr-350
js-table-filter card-type-12
js-table-filter credit-required-115
js-table-filter credit-required-116

  • Cashback
  • Gas
  • 0% Introductory APR
Card Type Balance Transfer
Card Type Rewards
Purchases APR 11.99%
Balance Transfer APR 11.99% to 17.99% APR%
058
js-table-filter bizname-business-edge-travel-rewards
js-table-filter airlines-140
55
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter gas-139
js-table-filter points-137
11.99
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-12
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1850

  • Airlines
  • Gas
  • Points
  • No Annual Fee First Year
Annual Fee $55
Card Type Balance Transfer
Card Type Rewards
Purchases APR 11.99%
Balance Transfer APR 11.99% to 17.99%%
148
js-table-filter bizname-business-edge-select-rewards-card
js-table-filter airlines-140
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter gas-139
js-table-filter points-137
11.99
js-table-filter restaurants-142
js-table-filter travel-143
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-12
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1850

  • Airlines
  • Gas
  • Points
  • Restaurants
  • Travel
  • No Annual Fee
  • 0% Introductory APR
Card Type Balance Transfer
Card Type Rewards
Purchases APR 11.99%
Balance Transfer APR 11.99% to 17.99% APR%
058
js-table-filter bizname-us-bank-business-edge-platinum-visa-card
0
js-table-filter ccard-type-139
js-table-filter ccard-type-137
9.99
0
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-12
js-table-filter credit-required-115
js-table-filter credit-required-116

  • No Annual Fee
  • 0% Introductory APR
Card Type Low APR
Card Type Balance Transfer
Purchases APR 9.99%
Balance Transfer APR 9.99% to 17.99% APR%
058
js-table-filter bizname-us-bank-club-carlson-business-rewards-visa-designed
60
js-table-filter ccard-type-136
js-table-filter every-purchase-138
js-table-filter points-137
13.99
js-table-filter travel-143
js-table-filter card-type-12
js-table-filter credit-required-115
js-table-filter credit-required-116

  • Every Purchase
  • Points
  • Travel
Annual Fee $60
Card Type Rewards
Purchases APR 13.99%
040
js-table-filter bizname-us-bank-ace-rewards-visa-business-visa-card
0
js-table-filter ccard-type-136
js-table-filter points-137
13.99
0
js-table-filter no-annual-fee-238
js-table-filter card-type-12
js-table-filter credit-required-115
js-table-filter credit-required-116

  • Points
  • No Annual Fee
Card Type Rewards
Purchases APR 13.99%
Balance Transfer APR 13.99% to 22.99%%
000
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Unlike many business credit cards, the Business Edge Select Rewards card has no annual fee. There is also a reasonably good rewards program and an excellent 0% APR, which makes this a good card to make large business related purchases.


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