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Who is the Business Green Rewards Card from American Express For?

The Business Green Rewards Card is for business owners with fair to good credit who really want an American Express charge card with a rewards program and don't mind paying a high annual fee for the privilege. Although American Express cards do provide excellent customer service, business owners with good to excellent credit can probably qualify for business charge cards with better signup bonuses and rewards programs.

What are the Interest Rates for Business Green Rewards Card from American Express?

As with all charge cards, all charges made within a given month are due when you receive your statement. Therefore there are no interest rates or balance transfers to worry about.

What Are the Fees for Business Green Rewards Card from American Express?

American Express' Business Green Rewards Card has a $95 annual fee, which is waived for the first year. It also has a 2.7% foreign transaction fee, which is disappointing for a card that markets itself as a travel rewards card and has such a hefty annual fee. A nice perk of the Business Green Rewards card is that it doesn't charge a fee for additional employee cards. Late payments have a $38 or 2.99% fee, whichever is greater, and returned payments have a flat $38 fee.

What Is Business Green Rewards Card from American Express Rewards Program Like?

Business Green Rewards cardholders receive 2 points for every $1 they spend on American Express Travel website and 1 point for every $1 on all other purchases. Points can then be redeemed for travel purchases made on the OPEN Travel site and for over a million reward options at restaurants and retailers. The beauty of paying with points for travel expenses is that there are no blackout dates and you can still earn frequent flyer miles on your flights.

What about the Business Green Rewards Card from American Express Signup Bonus?

New cardholders receive a 5,000 membership rewards points once they make their first purchase with the card, as long as it is done within 12 months of opening the account. This is the equivalent of $50, which is a rather modest bonus for a card with a $95 annual fee.

Does the Business Green Rewards Card from American Express Have Any Other Benefits?

What the Business Green Rewards Card from American Express lacks in signup bonus and reward rates it makes up with generous shopping and travel benefits. These perks include roadside assistance, car rental loss and damage insurance, purchase protection, extended warranty, return protection and travel accident insurance.

How Is It Better Than Other Credit Cards?

American Express' Business Green Rewards charge card gives business owners with less than perfect credit access to the services and benefits of an American Express business card. It has useful and generous travel and shopping benefits and its annual fee is inexpensive compared to other American Express cards. The $95 annual fee is waived the first year, which gives business owners the chance to test-drive it for free.

This card has no pre-set spending limit, which gives flexible spending power to small and medium-sized companies. However, the balance on this card must be paid in full every month, so this is not a card for people who carry a balance on their business card. Its reward rates and signup bonus are modest, but competitive when compared to other card marketed to people with fair to good credit.

  • Card Type
  • Customer Type
    Business
  • Card Network
    American Express
  • Minimum Age
    18
  • Late Payment Penalty
    $38
  • Returned Payment Fee
    $38
  • Foreign Currency Transaction Fee
    2.7%
  • Car Rental Insurance
  • Emergency Support
  • Extended Warranty
  • Flight Insurance
  • Fraud Liability
  • Free FICO Score
  • Lost Luggage Insurance
  • Travel Insurance
  • Air Miles
  • Cashback
  • Points
js-table-filter bizname-american-express-simplycash-business-card
0
js-table-filter ccard-type-136
js-table-filter cashback-135
12.49
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-9
js-table-filter credit-required-115
js-table-filter credit-required-116

  • Cashback
  • No Annual Fee
  • 0% Introductory APR
Card Type Rewards
Purchases APR 12.49%
065
js-table-filter bizname-starwood-preferred-guest-business-credit-card-from-american-express
65
js-table-filter ccard-type-136
js-table-filter points-137
15.49
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-9
js-table-filter credit-required-116

  • Points
  • No Annual Fee First Year
Annual Fee $65
Card Type Rewards
Purchases APR 15.49%
048
js-table-filter bizname-the-plum-card-from-american-express
250
js-table-filter ccard-type-136
js-table-filter cashback-135
js-table-filter every-purchase-138
0
0
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-9
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

  • Cashback
  • Every Purchase
  • No Annual Fee First Year
  • No Foreign Transaction Fee
Annual Fee $250
Card Type Rewards
048
js-table-filter bizname-the-enhanced-business-gold-rewards-card-from-american-express-open
js-table-filter airlines-140
175
js-table-filter ccard-type-136
js-table-filter gas-139
js-table-filter points-137
0
js-table-filter restaurants-142
js-table-filter travel-143
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-9
js-table-filter credit-required-116

  • Airlines
  • Gas
  • Points
  • Restaurants
  • Travel
  • No Annual Fee First Year
Annual Fee $175
Card Type Rewards
058
js-table-filter bizname-business-green-rewards-card-from-american-express
js-table-filter airlines-140
95
js-table-filter points-137
0
js-table-filter travel-143
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-9
js-table-filter credit-required-115
js-table-filter credit-required-116

  • Airlines
  • Points
  • Travel
  • No Annual Fee First Year
Annual Fee $95
058
js-table-filter bizname-the-business-platinum-card-from-american-express
450
js-table-filter ccard-type-199
js-table-filter points-137
js-table-filter card-type-9
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-116

  • Points
  • No Foreign Transaction Fee
Annual Fee $450
Card Type Charge Card
148
js-table-filter bizname-the-blue-for-business-credit-card-from-american-express
js-table-filter airlines-140
0
js-table-filter ccard-type-137
js-table-filter points-137
11.49
js-table-filter travel-143
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-9
js-table-filter credit-required-115
js-table-filter credit-required-116

  • Airlines
  • Points
  • Travel
  • No Annual Fee
  • 0% Introductory APR
Card Type Balance Transfer
Purchases APR 11.49%
058
js-table-filter bizname-gold-delta-skymiles-business-credit-card-from-american-express
js-table-filter air-miles-136
js-table-filter airlines-140
95
js-table-filter ccard-type-136
15.49
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-9
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

  • Air Miles
  • Airlines
  • No Annual Fee First Year
  • No Foreign Transaction Fee
Annual Fee $95
Card Type Rewards
Purchases APR 15.49%
Balance Transfer APR 25.49%%
008
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Most business cards, especially from Amex, require excellent credit, but It's possible to qualify for this card with fair credit, Bear in mind that this is a charge card, not a credit card, so balances must be paid up front. There is also a fairly hefty annual fee of $95, but it might be worth the price to be able to establish separate business credit.


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