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Last Updated: 04/18/2025

Commerce Bank Business Visa Platinum Credit Card

in Business Credit Cards from Commerce Bank

Last Updated: 04/18/2025

Commerce Bank Business Visa Platinum Credit Card logo
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Highlights

Purchase APR (Variable APR)

12.24% - 25.24%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)

N/A

Annual Fee

$0

Credit Score Range

600 - 850
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Commerce Bank Business Visa Platinum Credit Card Review

This is a card issued by Commerce Bank. If you're wondering whether Commerce Bank Business Visa Platinum Credit Card is the right card for you, read on.

Key Takeaways

  • APRs: Commerce Bank Business Visa Platinum Credit Card has a variable regular purchase APR that ranges from 12.24% up to 25.24%.
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 2% every time you make a transaction outside the U.S.
  • Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of Commerce Bank business Platinum

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 12.24% up to 25.24% .
It also has a variable cash advance APR of 25.24%. Note that late payments are subject to an APR of 27.24% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does it have an introductory APR offer?

This business card does not offer an introductory rate on new purchases.

What fees does it charge?

The following fees apply to this business credit card:
  • There is no annual fee.
  • A late payment penalty of up to $40 .

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Commerce Bank Business Visa Platinum Credit Card logo

    Message from Commerce Bank business Platinum

    Streamline your small business payments through a card program with big business advantages. As a small business owner, you have plenty on your plate. Consequently, every dollar you save is a dollar that falls to your bottom line. That’s where Commerce Bank can help. Whether you are looking for a rewards card or simply an alternative to petty cash funds, we likely have a solution for you. Let Commerce help you reduce the time you spend managing your budget so you can focus more on your customers. Your business is unique, and so should your business credit card. We can help. Our Business Platinum Card is designed to give you the ability to adapt to your ever-changing needs as a business owner. No annual fee. Low APR and an extended grace period. Set Individual credit limits for employees. Emergency Card Replacement. Revolving payments or paying in full options. Keep your business running smoothly with this Commerce Business Platinum Card. Ask a Commerce Bank branch representative about all the included Commerce and Visa® credit card benefits.

    Contact

    Headquarters

    1000 Walnut Street
    Kansas City, MO 64106
    Visit Site
    Email Support

    Hours of Operation

    Sunday

    Closed

    Monday

    8:00AM - 8:00PM

    Tuesday

    8:00AM - 8:00PM

    Wednesday

    8:00AM - 8:00PM

    Thursday

    8:00AM - 8:00PM

    Friday

    8:00AM - 8:00PM

    Saturday

    8:00AM - 4:00PM

    Other Services by Commerce Bank