Costco Anywhere Visa® Business Credit Card by Citi

Costco Anywhere Visa® Business Credit Card by Citi Review

Key Takeaways

• Business credit card with generous reward rate. You can get a maximum cashback rewards rate of up to 4x.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 17.49%
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Gas rewards. 1% cashback - 4% cashback on eligible fuel purchases.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Costco Citi business card

Costco Citi business card FAQ

Who is Costco Citi business card designed for?

This is a store credit card issued by Citi®.

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs?

This business credit card has a variable purchase APR of 17.49%. The card has a variable balance transfer APR of 17.49% .

It also has a variable cash advance APR of 27.49%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What fees does it charge?

The following fees apply to this business credit card:

• There is no annual fee.
• A late payment penalty of up to $41.

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

• Advertising Services
• Airfare
• Amazon.com
• Car Rentals
• Internet, Cable and Phone Services
• Drug Stores
• Education
• Every Purchase
• Furniture
• Gas stations
• Groceries
• Gyms
• Home Improvement
• Hotels
• Insurance
• Office Supply Stores
• Restaurants
• Retail
• Shipping
• Software, Hardware, Cloud
• Utilities
• Warehouse Clubs

What are the benefits?

This business credit card provides the following benefits:

• Extended Warranty Protection
• Fraud Liability
• Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (800) 950-5114.

What is the support contact email?

The support contact email for this business credit card is customer.help@citi.com.

Does Costco Anywhere Visa® Business Credit Card by Citi report your account activity to credit bureaus?

Yes, Costco Anywhere Visa® Business Credit Card by Citi reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

• Visit the Citi® .
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.