Features

Who is US Bank FlexPerks Business Edge Travel Rewards Designed For?

- US Bank FlexPerks Business Edge Travel Rewards card is designed for business owners who are frequent flyers and want to both earn travel reward points from their business purchases and competitive interest rates. It is a particularly attractive card for business that spend a lot on phones, gas and office supplies.

What are the Interest Rates for US Bank FlexPerks Business Edge Travel Rewards?

- US Bank FlexPerks Business Edge Travel Rewards interest rates range from 12.49% to 18.49% APR on balance transfers and new purchases depending on the credit history of cardholders. Cash advances have a 24.49% APR and there is a 28.99% penalty rate on new transactions when cardholders are late on their payments.

What Are the Fees for US Bank FlexPerks Business Edge Travel Rewards?

- US Bank FlexPerks Business Edge Travel Rewards has a $55 annual membership and an additional $55 annual fee per authorized employee, but the fees for the first year are waived for the account owner and only $10 for authorized employees. However, members who spend $24,000 or more a year in purchases have their annual fee and the additional $10 per authorized employee waived.

- There is no fee on foreign transactions but a 3% fee ($5 minimum) on balance transfers. Cash advances have a 3% to 4% fee, depending on the withdrawal method you use. Late payments have a penalty fee of up to $39, returned payments trigger a $35 fee, and exceeding the accounts credit limit comes with a $39 fee.

What Is The Reward Program Like For US Bank FlexPerks Business Edge Travel Rewards?

US Bank FlexPerks Business Edge Travel Rewards members get two FlexPoints for every $1 they spend on phone and internet services. They also receive double points on gas, office supplies or airline purchases, whichever they spend the most on each month. Just to clarify, members only receive double points on phone services and one additional category, which will be gas, office supplies and flights, depending on what they spend more on. All other purchases earn one FlexPoint for every $1 spent.

FlexPoints can be redeemed for flights with over 150 airlines, for merchandise, gift cards and account statements.

What about US Bank FlexPerks Business Edge Travel Rewards' Signup Bonus?

Business Edge Travel Rewards Card gives new cardholders 20,000 bonus FlexPoints once they spend $2,000 in purchases.

Does US Bank FlexPerks Business Edge Travel Rewards Have Any Other Benefits?

US Bank FlexPerks Business Edge Travel Rewards gives members a $25 airline allowance for every award ticket they redeem to use toward baggage fees or in-flight food and drinks. It also provides a free car rental day, a 25% discount and Emerald Club Membership with National Car Rental. Members also receive a free Hideaways Life Newsletter and up to 15% savings on business purchases with Visa SavingsEdge participating merchants.

How Is US Bank FlexPerks Business Edge Travel Rewards Better Than Other Credit Cards?

The Business Edge Travel Rewards Card offers a modest signup bonus and okay reward rates on two everyday purchase categories: phone services and either gas, travel and office supplies. It's disappointing that only one of the last categories qualifies for double points. The annual fee is low for a business card and can be avoided altogether by members who spend $24,000 or more.

The card doesn't have much in the way of travel benefits but it does include some interesting perks, such as a $25 bonus to spend on airline fees and in-flight purchases every time you redeem your points for an award flight and a free rental car day every year. However, business owners with excellent credit can probably do better with other business credit cards that offer better reward rates, more generous signup bonus and more travel benefits, such as Chase's Ink Plus Business credit card.

  • Card Type
    • Travel
    • Rewards
  • Customer Type
    Business
  • Card Network
    Visa
  • Minimum Age
    18
  • Annual Fee
    $55
  • Grace Period / Deferred Interest
    24
  • Late Payment Penalty
    $39
  • Minimum Interest Charge
    $2
  • Over-Limit Fee
    $39
  • Returned Payment Fee
    $35
  • No Annual Fee First Year
  • No Foreign Transaction Fee
  • Fraud Liability
  • Points
  • Penalty APR
    28.99%
  • Purchases APR
    12.24% - 18.24%
  • Transfer Fee
    3% ($5 minimum)
  • Balance Transfer APR
    12.24% - 18.24%
js-table-filter bizname-business-edge-select-rewards-card
js-table-filter airlines-140
0
js-table-filter ccard-type-136
js-table-filter every-purchase-138
js-table-filter gas-139
js-table-filter points-137
12.24
js-table-filter restaurants-142
js-table-filter travel-143
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-12

  • Airlines
  • Every Purchase
  • Gas
  • Points
  • Restaurants
  • Travel
  • No Annual Fee
  • 0% Introductory APR
Card Type Rewards
Purchases APR 12.24%
Balance Transfer APR 12.24%
070
js-table-filter bizname-us-bank-flexperks-business-edge-rewards-card
js-table-filter airlines-140
55
js-table-filter ccard-type-223
js-table-filter ccard-type-136
js-table-filter every-purchase-138
js-table-filter gas-139
js-table-filter points-137
12.24
js-table-filter travel-143
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-12
js-table-filter no-foreign-currency-transaction-fee-237

  • Airlines
  • Every Purchase
  • Gas
  • Points
  • Travel
  • No Annual Fee First Year
  • No Foreign Transaction Fee
Annual Fee $55
Card Type Travel
Card Type Rewards
Purchases APR 12.24%
Balance Transfer APR 12.24%
043
js-table-filter bizname-us-bank-flexperks-business-travel-rewards-visa
js-table-filter airlines-140
55
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter gas-139
js-table-filter points-137
11.99
js-table-filter travel-143
js-table-filter card-type-12

  • Airlines
  • Gas
  • Points
  • Travel
Annual Fee $55
Card Type Balance Transfer
Card Type Rewards
Purchases APR 11.99%
Balance Transfer APR 11.99% – 17.99% var. APR%
030
js-table-filter bizname-us-bank-flexperks-business-select-rewards-visa
25
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter points-137
11.99
js-table-filter card-type-12

  • Points
Annual Fee $25
Card Type Balance Transfer
Card Type Rewards
Purchases APR 11.99%
Balance Transfer APR 11.99% – 17.99% var. APR%
030
js-table-filter bizname-skypass-visa-business-card
js-table-filter air-miles-136
js-table-filter airlines-140
75
js-table-filter ccard-type-223
js-table-filter ccard-type-136
js-table-filter every-purchase-138
13.24
js-table-filter card-type-12
js-table-filter no-foreign-currency-transaction-fee-237

  • Air Miles
  • Airlines
  • Every Purchase
  • No Foreign Transaction Fee
Annual Fee $75
Card Type Travel
Card Type Rewards
Purchases APR 13.24%
Balance Transfer APR 13.24%
058
js-table-filter bizname-us-bank-business-platinum-visa-card
0
js-table-filter ccard-type-137
10.24
0
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-12

  • No Annual Fee
  • 0% Introductory APR
Card Type Balance Transfer
Purchases APR 10.24%
Balance Transfer APR 10.24%
048
js-table-filter bizname-business-edge-cash-rewards-card
0
js-table-filter ccard-type-222
js-table-filter ccard-type-136
js-table-filter cashback-135
js-table-filter every-purchase-138
js-table-filter gas-139
12.24
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-11

  • Cashback
  • Every Purchase
  • Gas
  • No Annual Fee
  • 0% Introductory APR
Card Type Cash Back
Card Type Rewards
Purchases APR 12.24%
Balance Transfer APR 12.24%
058
js-table-filter bizname-flexperks-business-edge-travel-rewards
js-table-filter airlines-140
55
js-table-filter ccard-type-223
js-table-filter ccard-type-136
js-table-filter every-purchase-138
js-table-filter gas-139
js-table-filter points-137
12.24
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-12
js-table-filter no-foreign-currency-transaction-fee-237

Est. 1850

  • Airlines
  • Every Purchase
  • Gas
  • Points
  • No Annual Fee First Year
  • No Foreign Transaction Fee
Annual Fee $55
Card Type Travel
Card Type Rewards
Purchases APR 12.24%
Balance Transfer APR 12.24%
048
js-table-filter bizname-us-bank-business-edge-select-rewards-card
js-table-filter airlines-140
0
js-table-filter ccard-type-136
js-table-filter every-purchase-138
js-table-filter gas-139
js-table-filter points-137
12.24
js-table-filter restaurants-142
js-table-filter travel-143
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-12

Est. 1850

  • Airlines
  • Every Purchase
  • Gas
  • Points
  • Restaurants
  • Travel
  • No Annual Fee
  • 0% Introductory APR
Card Type Rewards
Purchases APR 12.24%
Balance Transfer APR 12.24%
058
js-table-filter bizname-us-bank-business-edge-platinum
0
js-table-filter ccard-type-137
10.24
0
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-12

  • No Annual Fee
  • 0% Introductory APR
Card Type Balance Transfer
Purchases APR 10.24%
Balance Transfer APR 10.24%
058
js-table-filter bizname-us-bank-club-carlson-business-rewards-visa-designed
60
js-table-filter ccard-type-136
js-table-filter every-purchase-138
js-table-filter points-137
13.99
js-table-filter travel-143
js-table-filter card-type-12

  • Every Purchase
  • Points
  • Travel
Annual Fee $60
Card Type Rewards
Purchases APR 13.99%
040
js-table-filter bizname-us-bank-ace-rewards-visa-business-visa-card
0
js-table-filter ccard-type-136
js-table-filter points-137
13.99
0
js-table-filter no-annual-fee-238
js-table-filter card-type-12

  • Points
  • No Annual Fee
Card Type Rewards
Purchases APR 13.99%
Balance Transfer APR 13.99% to 22.99%%
000
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The Business Edge Travel Rewards card features a good rewards program for phone and gas purchases. But there is a foreign transaction fee which makes it not such a great travel rewards card, at least if you travel abroad on business. There are better cards out there.


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