Features

Who is Ink Cash Business Credit Card Designed For?

The Ink Cash Business Credit Card is a solid choice for small businesses that spend a lot on office purchases and appreciate the simplicity of a no-fee cash back card. It is also a smart option for small companies that spend on gas and dining and want to offer their employees a business card that doesn’t charge an annual fee.

However, if your company spends more than $25,000 on bonus categories (telecom services, office supplies, dining, and gas), look elsewhere. The cash back reward rates drop to 1% when you hit the $25k limit.

What are the Interest Rates for Ink Cash Business Credit Card?

The purchase and balance transfer rates range from 13.49% to 19.49% APR depending on your creditworthiness. There is a 29.99% APR penalty fee if you’re late on payments. Careful with this one. Chase calls the penalty rate a default APR. It is triggered when you fail to make a minimum payment and may apply to your account indefinitely.

Cash advances and overdrafts have a 25.24% APR.

What Are the Fees for Ink Cash Business Credit Card?

The Ink Cash Business Credit Card doesn’t have an annual fee. A winning feature for businesses looking to save money. It does, however, charge a 3% foreign transactions fee and a 5% or $5 fee on balance transfers.

Ink Cash also charges a $15 or 5% cash advance fee, which is high compared to other credit cards. Late payments and returned payments come with a $39 fee.

What Is Ink Cash Business Credit Card Rewards Program Like?

The Ink Cash Business Credit Card Rewards program has three categories:

-       Office supplies and telecom services offer a 5% cash back

-       Restaurants and gas station purchases get 2%

-       All other purchases get 1%

The rewards rate is high for the supplies and services small businesses need. The catch is there is a $25,000 limit on the bonus categories. Companies that spend more than $25,000 on supplies, telecom services, restaurants, and gas should get another business card.

What about the Ink Cash Business Credit Card Signup Bonus?

The signup bonus is the reason you should get this card even if it is as a secondary card. Spend $3,000 in the first three months, and you receive a $300 bonus cash back. Not bad for a card without an annual fee.

Does the Ink Cash Business Credit Card Have Any Other Benefits?

Absolutely. As well as a decent signup bonus and rewards program, Ink Cash also has the following perks:

-       Employee cards at no additional cost

-       Purchase protection (up to a maximum of $50k)

-       Extended warranty protection

-       Auto rental collision damage waiver

How Is Ink Cash Business Credit Card Better Than Other Credit Cards?

The Ink Cash Business Credit Card combines no annual fee and packs a cash back rewards rate of up to 5%. If you are a small business that spends a lot on purchases that fall within the bonus categories, this card is an excellent choice. Although the 3% foreign transaction fee limits the use of the car abroad, it has valuable perks for domestic consumers, such as auto rental collision waiver and extended warranty protection.

 

  • Card Type
    Rewards
  • Customer Type
    Business
  • Card Network
    Other
  • Minimum Age
    18
  • Grace Period / Deferred Interest
    20
  • Late Payment Penalty
    $15
  • Returned Payment Fee
    $39
  • Foreign Currency Transaction Fee
    3%
  • Car Rental Insurance
  • Emergency Support
  • Extended Warranty
  • Flight Insurance
  • Fraud Liability
  • Free FICO Score
  • Lost Luggage Insurance
  • Travel Insurance
  • Air Miles
  • Cashback
  • Points
  • Penalty APR
    29.99%
  • Purchases APR
    13.49% - %
js-table-filter bizname-chase-ink-bold-business-card
95
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter gas-139
js-table-filter points-137
0
js-table-filter travel-143
0
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-11
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1799

  • Gas
  • Points
  • Travel
  • No Annual Fee First Year
  • No Foreign Transaction Fee
Annual Fee $95
Card Type Balance Transfer
Card Type Rewards
045
js-table-filter bizname-ink-classic-business-credit-card
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter points-137
13.24
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter credit-required-116

  • Points
  • No Annual Fee
  • 0% Introductory APR
Card Type Balance Transfer
Card Type Rewards
Purchases APR 13.24%
Balance Transfer APR 13.24%. This APR will vary with the market based on the Prime Rate.%
040
js-table-filter bizname-chase-ink-plus-business-credit-card
js-table-filter airlines-140
0
js-table-filter ccard-type-136
js-table-filter points-137
15.24
js-table-filter travel-143
js-table-filter card-type-12
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

  • Airlines
  • Points
  • Travel
  • No Foreign Transaction Fee
Card Type Rewards
Purchases APR 15.24%
Balance Transfer APR 15.24%%
158
js-table-filter bizname-ink-cash-business-credit-card
js-table-filter ccard-type-136
js-table-filter cashback-135
13.49
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-140
js-table-filter credit-required-114
js-table-filter credit-required-115
js-table-filter credit-required-116

  • Cashback
  • No Annual Fee
  • 0% Introductory APR
Card Type Rewards
Purchases APR 13.49%
108
js-table-filter bizname-chase-ink--business-preferred-card
js-table-filter airlines-140
95
js-table-filter ccard-type-223
js-table-filter ccard-type-136
js-table-filter points-137
16.24
js-table-filter travel-143
js-table-filter card-type-12
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

  • Airlines
  • Points
  • Travel
  • No Foreign Transaction Fee
Annual Fee $95
Card Type Travel
Card Type Rewards
Purchases APR 16.24%
Balance Transfer APR 16.24%
008
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