Last Updated: 05/14/2026
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Highlights
Purchase APR (Fixed APR)
Starting at 17.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Fixed APR)
Starting at 17.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Annual Fee
Starting at $35
Credit Score Range
500 - 850
MidFirst Bank Business Secured Card Review
This is a secured credit card card issued by MidFirst Bank. If you're wondering whether MidFirst Bank Business Secured Card is the right card for you, read on.
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a fixed purchase APR starting at 17.99%
- A 3% balance transfer fee. MidFirst Bank Business Secured Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of MidFirst Bank business Secured credit card
| The Good | The Bad |
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What are the relevant APRs?
This business credit card has a fixed purchase APR starting at 17.99% . The card has a fixed balance transfer APR starting at 17.99% .
It also has a fixed cash advance APR starting at 24.99% . Note that late payments are subject to an APR of 24.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does it have an introductory APR offer?
No, this business card does not come with an introductory APR offer for balance transfers.
This business card does offer an introductory APR rate on new purchases of 17.99%
| Purchase APR | Starting at 17.99% |
| Balance Transfer APR | Starting at 17.99% |
| Cash Advance APR | Starting at 24.99% |
| Penalty APR | 24.99% |
What fees does it charge?
The following fees apply to this business credit card:
- An annual fee of $35 .
- A late payment penalty of up to $35 .
- A returned payment fee of up to $35.
Does it charge a foreign transaction fee?
This business card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.
| Fees | Amount |
| Annual Fee | $35 |
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $10 |
| Returned Payment Fee | up to $35 |
| Late Payment Fee | up to $35 |
Does it offer a cash back or rewards program?
No, it does not offer a cash back rewards program.
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| Rewards Type | No Rewards | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday12:00PM - 4:00PMMonday7:00AM - 9:00PMTuesday7:00AM - 9:00PMWednesday7:00AM - 9:00PMThursday7:00AM - 9:00PMFriday7:00AM - 9:00PMSaturday8:00AM - 6:00PM
Other Services by MidFirst Bank
Other Business Credit Cards from MidFirst Bank
Rating not yet determined
Purchase APR
9.99% - 15.99%
Disclaimer popup with additional information
Balance Transfer APR
9.9% - 15.99%
Disclaimer popup with additional information
Annual Fee
$0
Credit Score Range
600 - 850
300
850
Rating not yet determined
Purchase APR
13.99% - 17.99%
Disclaimer popup with additional information
Balance Transfer APR
13.99% - 17.99%
Disclaimer popup with additional information
Annual Fee
$0
Credit Score Range
650 - 850
300
850
SuperMoney Net Recommendation Score
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