Skip to content
SuperMoney logo
SuperMoney logo
Business Credit Cards
Advertiser Disclosure

Last Updated: 04/18/2025

MidFirst Bank Business Secured Card

in Business Credit Cards from MidFirst Bank

Last Updated: 04/18/2025

MidFirst Bank Business Secured Card logo
No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate
Cast Your Vote icon
Cast Your Vote

Compare All Business Credit Cards


Filter & compare all your options in one place.

Filter & compare all your options in one place.

View All Products
Highlights icon

Highlights

Purchase APR (Fixed APR)

Starting at 17.99%(Verified 06/21/2024)
Disclaimer popup with additional information

Balance Transfer APR (Fixed APR)

Starting at 17.99%(Verified 06/21/2024)
Disclaimer popup with additional information

Annual Fee

Starting at $35

Credit Score Range

500 - 850

Speech bubbles icon

MidFirst Bank Business Secured Card Review

This is a secured credit card card issued by MidFirst Bank. If you're wondering whether MidFirst Bank Business Secured Card is the right card for you, read on.

Key Takeaways

  • APR: This is not a great card for people who carry a balance. It has a fixed purchase APR starting at 17.99%
  • A 3% balance transfer fee. MidFirst Bank Business Secured Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
  • Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
  • Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of MidFirst Bank business Secured credit card

What are the relevant APRs?

This business credit card has a fixed purchase APR starting at 17.99% . The card has a fixed balance transfer APR starting at 17.99% .
It also has a fixed cash advance APR starting at 24.99% . Note that late payments are subject to an APR of 24.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.
This business card does offer an introductory APR rate on new purchases of 17.99%

What fees does it charge?

The following fees apply to this business credit card:
  • An annual fee of $35 .
  • A late payment penalty of up to $35 .
  • A returned payment fee of up to $35.

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    501 NW Grand Blvd.
    Oklahoma City, OK 73118
    Visit Site
    Email Support

    Hours of Operation

    Sunday

    12:00PM - 4:00PM

    Monday

    7:00AM - 9:00PM

    Tuesday

    7:00AM - 9:00PM

    Wednesday

    7:00AM - 9:00PM

    Thursday

    7:00AM - 9:00PM

    Friday

    7:00AM - 9:00PM

    Saturday

    8:00AM - 6:00PM

    Other Services by MidFirst Bank