Mountain View Bank MasterCard Credit Card
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| Purchase APR (Variable APR) | 16.74% |
| Balance Transfer APR (Variable APR) | 16.74% |
| Credit Score Range | 650 - 850 |
| Annual Fee | $29 |
Mountain View Bank MasterCard Credit Card Review
Key Takeaways
- Competitive APRs. Mountain View Bank MasterCard Credit Card has a variable purchase APR of 16.74%
- 4% Balance transfer fee. Mountain View Bank MasterCard Credit Card charges a fee of 4% on balance transfers. For example, a balance of $1,000 could cost $40 in transfer fees. The minimum fee is $10.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Mountain View Bank MasterCard Credit Card
| The Good | The Bad |
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Mountain View Bank MasterCard Credit Card FAQ
Who is Mountain View Bank MasterCard Credit Card designed for?
This is a credit card issued by Mountain View Bank of Commerce.
This business card is designed for small businesses with fair credit. The minimum credit score to apply is 650.
What are the relevant APRs?
This business credit card has a variable purchase APR of 16.74%. The card has a variable balance transfer APR of 16.74% .
It also has a variable cash advance APR of 20.24%. Note that late payments are subject to an APR of 23.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does it have an introductory APR offer?
Yes, this business card offers an introductory APR rate on balance transfers of 4.99% for a period of 6 months from account opening.
This business credit card does not offer an introductory rate on new purchases.| Purchase APR | 16.74% |
| Balance Transfer APR | 16.74% |
| Cash Advance APR | 20.24% |
| Penalty APR | 23.99% |
What fees does it charge?
The following fees apply to this business credit card:
- An annual fee of $29.
- A late payment penalty of up to $35.
- A returned payment fee of up to $25.
- There is no overlimit fee
Does it charge a foreign transaction fee?
This business credit card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.
| Fees | Amount |
|---|---|
| Annual Fee | $29 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 4% |
| Minimum Balance Transfer Fee | $10 |
| Returned Payment Fee | $25 |
| Late Payment Fee | up to $35 |
Does it offer a cash back or rewards program?
Yes, Mountain View Bank MasterCard Credit Card offers a rewards program to its customers. The rewards program allows you to earn 1% cash with every purchase you make. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
- Every Purchase
Does it have a sign up bonus?
This business credit card doesn't offer a cash signup bonus.
Does it offer an annual loyalty bonus?
This business card doesn't offer a cash loyalty bonus.
What are the benefits?
This business credit card provides the following benefits:
- Fraud Liability
- Cellular Telephone Protection
- No blackout dates when redeeming miles
- Reports to major credit bureaus
What is the customer service phone number?
The customer service number for this business card is (303) 243-5400.
What is the support contact email?
The support contact email for this business credit card is operations@mvbofc.com.
Does Mountain View Bank MasterCard Credit Card report your account activity to credit bureaus?
Yes, Mountain View Bank MasterCard Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply?
- Visit the Mountain View Bank of Commerce .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Message From Mountain View Bank MasterCard Credit Card
Contact
- Headquarters
-
12001 N Pecos St
Westminster, CO 80234 USA - (303) 243-5400
- Visit Site
- Email Support
Other Services by Mountain View Bank of Commerce
Feature Breakdown
| Annual Fee | $29 |
| Cash Advance Fee (%) | Up to 5% |
| Cash Advance Fee Minimum | $10 |
| Foreign Currency Transaction Fee | 0% |
| Late Fee Amount | Up to $35 |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Minimum Interest Charge | $1 |
| No Foreign Transaction Fee | |
| No Interest Grace Period for Late Payment | 25 days |
| Over-Limit Fee | $0 |
| Returned Payment Fee | $25 |
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