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  Mountain View Bank of Commerce MasterCard Business World Elite Credit Card

Mountain View Bank of Commerce MasterCard Business World Elite Credit Card

in Business Credit Cards from Mountain View Bank of Commerce

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Mountain View Bank of Commerce MasterCard Business World Elite Credit Card

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in Business Credit Cards from Mountain View Bank of Commerce

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Highlights
Purchase APR  (Variable APR) 16.74%
Balance Transfer APR  (Variable APR) 16.74%
Credit Score Range 650 - 850
Annual Fee $29

Mountain View Bank of Commerce MasterCard Business World Elite Credit Card Review

Mountain View Bank of Commerce MasterCard Business World Elite Credit Card FAQ

Who is Mountain View Bank of Commerce MasterCard Business World Elite Credit Card designed for?

Mountain View Bank of Commerce MasterCard Business World Elite Credit Card is a credit card issued by Mountain View Bank of Commerce. 

This card is designed for businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs for Mountain View Bank of Commerce MasterCard Business World Elite Credit Card?

Mountain View Bank of Commerce MasterCard Business World Elite Credit Card has a variable purchase APR of 16.74%. The card has a variable balance transfer APR of 16.74% .

It also has a variable cash advance APR of 20.24% . Note that late payments are subject to an APR of 23.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Mountain View Bank of Commerce MasterCard Business World Elite Credit Card have an introductory APR offer?

Yes, Mountain View Bank of Commerce MasterCard Business World Elite Credit Card offers an introductory APR rate on balance transfers of 4.99% for a period of 6 months.

Mountain View Bank of Commerce MasterCard Business World Elite Credit Card does not offer an introductory rate on new purchases.

Mountain View Bank of Commerce MasterCard Business World Elite Credit Card Rates & Terms
Purchase APR 16.74%
Balance Transfer APR 16.74%
Cash Advance APR 20.24%
Penalty APR 23.99%

What are the Mountain View Bank of Commerce MasterCard Business World Elite Credit Card fees?

The following fees apply to Mountain View Bank of Commerce MasterCard Business World Elite Credit Card:

  • An annual fee of $29.
  • A late payment penalty of up to $35.
  • A returned payment fee of up to $25.
  • There is no overlimit fee

Does Mountain View Bank of Commerce MasterCard Business World Elite Credit Card have a foreign transaction fee?

Mountain View Bank of Commerce MasterCard Business World Elite Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Mountain View Bank of Commerce MasterCard Business World Elite Credit Card Fees
Fees Amount
Annual Fee $29
Foreign Transaction Fee 0%
Balance Transfer Fee 4%
Minimum Balance Transfer Fee $10
Returned Payment Fee $25
Late Payment Fee up to $35

Is there a Mountain View Bank of Commerce MasterCard Business World Elite Credit Card cash back or rewards program?

Mountain View Bank of Commerce MasterCard Business World Elite Credit Card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card offers rewards to businesses that use the card to make purchses in the following categories:

  • Every Purchase

Does Mountain View Bank of Commerce MasterCard Business World Elite Credit Card have a signup bonus?

Mountain View Bank of Commerce MasterCard Business World Elite Credit Card doesn't offer a cash signup bonus.

Does Mountain View Bank of Commerce MasterCard Business World Elite Credit Card offer an annual loyalty bonus?

Mountain View Bank of Commerce MasterCard Business World Elite Credit Card doesn't offer a cash loyalty bonus.

What are the Mountain View Bank of Commerce MasterCard Business World Elite Credit Card benefits?

Mountain View Bank of Commerce MasterCard Business World Elite Credit Card provides the following benefits:

  • Fraud Liability
  • Cellular Telephone Protection
  • No blackout dates when redeeming miles
  • Reports to major credit bureaus

Does Mountain View Bank of Commerce MasterCard Business World Elite Credit Card report your account activity to credit bureaus?

Yes, Mountain View Bank of Commerce MasterCard Business World Elite Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Mountain View Bank of Commerce MasterCard Business World Elite Credit Card

  • Visit the Mountain View Bank of Commerce .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Mountain View Bank of Commerce

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Feature Breakdown

Every Purchase (Points) 1
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee
No Interest Grace Period for Late Payment 25 days
Over-Limit Fee $0
Annual Fee $29
Cash Advance Fee (%) Up to 5%
Cash Advance Fee Minimum $10
Late Fee Amount Up to $35
Minimum Cash Advance Fee ($) Starting at $10
Minimum Interest Charge $1
Returned Payment Fee $25
Customer Type Business
Minimum Age 18
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
  • Cellular Telephone Protection
No Blackout Dates
No Reward Expiration Period
Rewards Categories
  • Every Purchase
Balance Computation Average daily balance (including new purchases)
Cash Advance APR (Variable APR) 20.24%
Penalty APR (Variable APR) 23.99%
Purchase APR (Variable APR) 16.74%
Balance Transfer Fee % 4%
Balance Transfer Fee Minimum $10
Balance Transfer Intro APR Period (Variable APR) 6 months
Balance Transfer Introductory APR (Variable APR) 4.99%
Balance Transfer APR (Variable APR) 16.74%
Card Network Mastercard
Card Type
  • Rewards
  • Balance Transfer
  • Cashback

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