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Business Capital Mart

Business Capital Mart

in Business Loans

Unaffiliated

Business Capital Mart

Unaffiliated

in Business Loans

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Overview

Where does Business Capital Mart do business?

Business Capital Mart is a marketplace lender based in Birmingham, AL. It was founded in 2014 and offers access to business loans in 50 states (and Washington, DC).

What are Business Capital Mart’s rates?

Business Capital Mart offers business loans with fixed APRs starting from 7% to 14%.

Does Business Capital Mart charge an origination fee?

Yes, Business Capital Mart charges a loan origination fee.

What limitations does Business Capital Mart set on the purpose of the loan?

Business Capital Mart considers loan applications for business purposes, such as:

  • Business Debt Refinance
  • Equipment Purchase
  • New Location
  • Product or Service Expansion
  • Working capital

What types of business loans does Business Capital Mart offer?

Not all business loans are made equal. The type of loan you choose will determine the range of rates and terms you receive. Business Capital Mart provides access to the following business loan types:

  • Unsecured term loans
  • Secured Term Loans
  • Lines of Credit
  • SBA Loans
  • Invoice Financing

Does Business Capital Mart charge prepayment fees?

Yes, Business Capital Mart charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

How much can you borrow from Business Capital Mart?

Loan amounts start at $10,000 and go up to $500,000.

What is the maximum loan term you can get with Business Capital Mart?

Business Capital Mart offers business loans with terms ranging from 36 to 60 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for a loan with Business Capital Mart?

Applicants with a credit score of at least 300 can apply for a loan via Business Capital Mart. Business Capital Mart does not require borrowers to have been in business for a minimum number of years.

Only U.S. citizens and permanent residents can apply for a loan Business Capital Mart only considers borrowers who are employed or self-employed.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  • 130 Inverness Plaza
    Birmingham, AL 35242 USA

Availability

Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Credit Score Range
300 - 850
850 300
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Loan Amount
$10K - $500K
$25 $1M+
Loan Term (Months)
36 - 60
1 360
APR
7% - 14%
0% 100%+

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