SuperMoney

Credibiliity Capital

in Business Loans

Unaffiliated Visit Site

Credibiliity Capital

Unaffiliated

in Business Loans

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Credibiliity Capital to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Overview

Where does Credibiliity Capital do business?

Credibiliity Capital is  a lending platform based in New York, NY. It was founded in 2013 and offers access to business loans in 46 states (and Washington, DC).

What are Credibiliity Capital’s rates?

Credibiliity Capital offers business loans with APRs starting from 10% and up to 25%.

Does Credibiliity Capital charge an origination fee?

Yes, Credibiliity Capital charges a loan origination fee of 3% to 5% of the loan amount. Credibiliity Capital deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow. 

What limitations does Credibiliity Capital set on the purpose of the loan?

Some lenders only provide business loans for certain purposes. Credibiliity Capital offers considers loan applications for the following reasons:

  • Equipment purchase
  • New location
  • Product or service expansion
  • Working capital
  • Business debt refinance

What types of business loans does Credibiliity Capital offer?

Not all business loans are made equal. The type of loan you choose will determine the range of rates and terms you receive. Credibiliity Capital provides access to the following business loan types:

Does Credibiliity Capital charge a late fee?

No, Credibiliity Capital will not charge you a late fee. Yes, Credibiliity Capital charges borrowers with a late payment fee.

Does Credibiliity Capital charge prepayment fees?

No, Credibiliity Capital does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow from Credibiliity Capital?

Loan amounts start at $10,000 and go up to $350,000.

What is the maximum loan term you can get with Credibiliity Capital?

Credibiliity Capital offers business loans with terms ranging from 12 to 36 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for a loan with Credibiliity Capital?

Applicants with a credit score of at least 650 can apply for a loan via Credibiliity Capital.

Credibiliity Capital requires businesses to be in business for at least 18 months in business. Active duty servicemembers and their covered dependents are eligible to apply for a loan via Credibiliity Capital. Its rates and terms fall within the limits of The Military Lending Act.

Only U.S. citizens and permanent residents can apply for a loan.

To qualify, applicants may need to provide the following documentation:

  • Proof of citizenship or residence permit
  • Proof of income

What is the estimated funding time for a business loan via Credibiliity Capital?

Credibiliity Capital can provide a credit approval decision in less than an hour and fund the loan within 1 business day.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  • 419 Park Ave S
    8th Floor
    New York, NY 10016 USA
  • Visit Site

Availability

Available in 46 States and Washington, DC
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee
Origination Fee
3% - 5%
Minimum Months in Business
18
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Credit Score Range
650 - 850
850 300 650
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Verification Documents Required
  • Business Formation Documents
  • Proof of Income
  • Proof of citizenship/residence (Green Card)
Loan Term (Months)
12 - 36
1 300
Loan Amount
$10K - $350K
$25 $1M+
APR
10% - 25%
0% 100%+

Be the first to rate

Would you recommend Credibiliity Capital to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Business Loans