Credibiliity Capital

Credibiliity Capital

in Business Loans from Credibiliity Capital


Credibiliity Capital


in Business Loans from Credibiliity Capital

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Loan Amount $10,000 - $400,000
APR 10% - 25%
Loan Term (Months) 12 - 36 months

Credibiliity Capital Review

Credibiliity Capital is a business financing offering by Credibiliity Capital, based in New York, NY. Founded in 2013, Credibiliity Capital offers access to business loans in 46 states (and Washington, DC).

Credibiliity Capital FAQ

What are Credibiliity Capital’s rates?

Credibiliity Capital offers a business financing product that ranges from 10% APR up to 25% APR.

Does Credibiliity Capital charge an origination fee?

Yes, Credibiliity Capital charges a loan origination fee of 3% to 5% of the loan amount. Credibiliity Capital deducts the fee directly from your loan amount before disbursing loan proceeds, so make sure you take this fee into account when deciding how much you need to borrow.

What limitations does Credibiliity Capital set on the purpose of the loan?

Credibiliity Capital considers loan applications for business purposes, such as:

  • Business Debt Refinance
  • Equipment Purchase
  • Inventory
  • Lease Improvement
  • New Location
  • Product or Service Expansion
  • Technology Investment
  • Working capital

What types of business loans does Credibiliity Capital offer?

Not all business loans are made equal. The type of loan you choose will determine the range of rates and terms you receive. Credibiliity Capital provides access to the following business loan types:

  • Unsecured term loans

Does Credibiliity Capital charge prepayment fees?

No, Credibiliity Capital does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow from Credibiliity Capital?

Loan amounts start at $10,000 and go up to $400,000.

What is the maximum loan term you can get with Credibiliity Capital?

Credibiliity Capital offers business loans with terms ranging from 12 to 36 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for Credibiliity Capital?

Credibiliity Capital requires companies to be in business for at least 24 months. Businesses don't have to meet a minimum annual revenue to be considered.

Applicants with a credit score of at least 650 and up to 850 are eligible for Credibiliity Capital.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Credibiliity Capital. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Credibiliity Capital. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Business formation documents
  • Proof of citizenship or residence permit

What is the estimated funding time for a business loan via Credibiliity Capital?

Credibiliity Capital can provide a credit approval decision in less than an hour and fund the loan within 1 business day.

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  • Headquarters
  •   419 Park Ave S
    8th Floor
    New York, NY 10016 USA
  •   Visit Site

About Credibiliity Capital


  Available in 46 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee  
Origination Fee (%) 3% - 5%
Credit Score Range 650 - 850
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Minimum Months in Business 24
Verification Documents Required
  • Business Formation Documents
  • Proof of Income
  • Proof of citizenship/residence (Green Card)
Loan Amount $10,000 - $400,000
APR 10% - 25%
Loan Term 12 - 36 months

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