eLease Funding

in Business Loans

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eLease Funding


in Business Loans

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Where does eLease Funding do business?

eLease Funding is a direct lender based in St. Petersburg, FL. It was founded in 1995 and offers access to business loans in 50 states (and Washington, DC).

What are eLease Funding’s rates?

eLease Funding offers business loans with APRs starting from 4% and up to 35%.

Does eLease Funding charge an origination fee?

Yes, eLease Funding charges a loan origination fee. 

What limitations does eLease Funding set on the purpose of the loan?

Some lenders only provide business loans for certain purposes. eLease Funding offers considers loan applications for the following reasons:

  • Equipment purchase

What types of business loans does eLease Funding offer?

Not all business loans are made equal. The type of loan you choose will determine the range of rates and terms you receive. eLease Funding provides access to the following business loan types:

  • Secured term loans

Does eLease Funding charge a late fee?

No, eLease Funding will not charge you a late fee. Yes, eLease Funding charges borrowers with a late payment fee.

Does eLease Funding charge prepayment fees?

Yes, eLease Funding charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

How much can you borrow from eLease Funding?

Loan amounts start at $1,000 and go up to $500,000.

What is the maximum loan term you can get with eLease Funding?

eLease Funding offers business loans with terms ranging from 24 to 60 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for a loan with eLease Funding?

eLease Funding doesn’t disclose its credit score minimum.

eLease Funding requires businesses to be in business for at least 1 month in business. Active duty servicemembers and their covered dependents are eligible to apply for a loan via eLease Funding. Its rates and terms fall within the limits of The Military Lending Act.

Only U.S. citizens and permanent residents can apply for a loan.

SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


  • Headquarters
  • 2820 1st Avenue N
    St. Petersburg, FL 33713 USA
  • Visit Site


Available in 50 States and Washington, DC
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Months in Business
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Loan Term (Months)
24 - 60
1 300
Loan Amount
$1K - $500K
$25 $1M+
4% - 35%
0% 100%+

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