Features

Where does eProdigy Financial do business?

eProdigy Financial is a direct lender based in New York, NY. It was founded in 2014 and offers access to business loans in state across the USA..

Does eProdigy Financial charge an origination fee?

Yes, eProdigy Financial charges a loan origination fee. 

What types of business loans does eProdigy Financial offer?

Not all business loans are made equal. The type of loan you choose will determine the range of rates and terms you receive. eProdigy Financial provides access to the following business loan types:

  • Merchant cash advances

Does eProdigy Financial charge a late fee?

No, eProdigy Financial will not charge you a late fee. Yes, eProdigy Financial charges borrowers with a late payment fee.

Does eProdigy Financial charge prepayment fees?

Yes, eProdigy Financial charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with eProdigy Financial?

eProdigy Financial doesn’t disclose its credit score minimum.

eProdigy Financial does not require borrowers to have been in business for a minimum number of years. Active duty servicemembers and their covered dependents are eligible to apply for a loan via eProdigy Financial. Its rates and terms fall within the limits of The Military Lending Act.

Only U.S. citizens and permanent residents can apply for a loan.

  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
  • Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
  • Business Loan Type
    Merchant Cash Advance
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