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eProdigy Financial

in Business Loans

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eProdigy Financial

Unaffiliated

in Business Loans

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Overview

Where does eProdigy Financial do business?

eProdigy Financial is a financial services corporation based in New York, NY. It was founded in 2014 and offers access to business loans in 50 states (and Washington, DC).

What are eProdigy Financial’s rates?

eProdigy Financial offers business loans with fixed APRs starting from 10% to 99%.

Does eProdigy Financial charge an origination fee?

Yes, eProdigy Financial charges a loan origination fee.

What limitations does eProdigy Financial set on the purpose of the loan?

eProdigy Financial considers loan applications for business purposes, such as:

  • Business Debt Refinance
  • Equipment Purchase
  • Hiring
  • Inventory
  • New Location
  • Payroll
  • Product or Service Expansion
  • Technology Investment
  • Working capital

What types of business loans does eProdigy Financial offer?

Not all business loans are made equal. The type of loan you choose will determine the range of rates and terms you receive. eProdigy Financial provides access to the following business loan types:

  • Unsecured term loans
  • Merchant Cash Advances
  • ACH Cashflow Loans

Does eProdigy Financial charge prepayment fees?

Yes, eProdigy Financial charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with eProdigy Financial?

eProdigy Financial doesn’t disclose its credit score minimum. eProdigy Financial does not require borrowers to have been in business for a minimum number of years.

Only U.S. citizens and permanent residents can apply for a loan. To qualify, applicants may need to provide the following documentation:

  • Proof of Identity
  • Proof of Income

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Contact

  • Headquarters
  • 90 Broad Street
    16th Floor
    New York, NY 10004 USA
  • Visit Site

Availability

Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Self-Employed
Military Status
  • Non-Military
  • Veterans
Verification Documents Required
  • Proof of Identity
  • Proof of Income
APR
10% - 99%
0% 100%+

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