Loan Me

in Business Loans

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Loan Me


in Business Loans

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Where does Loan Me do business?

Loan Me is a direct lender based in Anaheim, CA. It was founded in 2012 and offers access to business loans in 30 states (and Washington, DC).

What are Loan Me’s rates?

Loan Me offers business loans with APRs starting from 24% and up to 149%.

Does Loan Me charge an origination fee?

Yes, Loan Me charges a loan origination fee starting at 5% of the loan amount. Loan Me deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow. 

What limitations does Loan Me set on the purpose of the loan?

Some lenders only provide business loans for certain purposes. Loan Me offers considers loan applications for the following reasons:

  • Equipment purchase
  • New location
  • Product or service expansion
  • Working capital
  • Business debt refinance

What types of business loans does Loan Me offer?

Not all business loans are made equal. The type of loan you choose will determine the range of rates and terms you receive. Loan Me provides access to the following business loan types:

  • SBA loans
  • Merchant cash advances

Does Loan Me charge a late fee?

No, Loan Me will not charge you a late fee. Yes, Loan Me charges borrowers with a late payment fee.

Does Loan Me charge prepayment fees?

No, Loan Me does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow from Loan Me?

Loan amounts start at $3,500 and go up to $250,000.

What is the maximum loan term you can get with Loan Me?

Loan Me offers business loans with a maximum term of 120 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for a loan with Loan Me?

Loan Me doesn’t disclose its credit score minimum.

Loan Me does not require borrowers to have been in business for a minimum number of years. Active duty servicemembers and their covered dependents cannot apply for a loan via Loan Me. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

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  • Headquarters
  • 1900 S. State College Boulevard
    Suite 300
    Anaheim, CA 92806 USA
  • Visit Site


Available in 30 States and Washington, DC
  • Alabama
  • Arizona
  • California
  • Delaware
  • Washington, DC
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Minnesota
  • Mississippi
  • Missouri
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • North Carolina
  • Ohio
  • Oregon
  • South Carolina
  • Utah
  • Virginia
  • Washington
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee
Origination Fee
Loan Term (Months)
Up to
Loan Amount
$3.5K - $250K
$25 $1M+
24% - 149%
0% 100%+

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